- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
TimeAndTide
Favorite team: | LSU |
Location: | The Promised Land |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 906 |
Registered on: | 6/9/2009 |
Online Status: | Not Online |
Recent Posts
Message
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:54 pm
[quote] I don’t think the underwriting personnel take that amount of time or are that precise in their information gathering and valuations which probably leads to minimum info being inputted and wild swings in coverage amounts [/quote]
Thank you for confirming that such a possibility can indeed ...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:40 pm
That's right - because when people ask for assistance, they sometimes streamline details when doing so. It doesn't mean they lack the info completely, which I can ask for later.
To ask you a much more applicable question, do insurers generate their Coverage A amounts from the same place/progra...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:31 pm
What the hell is it with you? Do you honestly think a question can't be asked on behalf of someone else?
Like I said, it ain't my house, so I'm not the one shopping around.
Whether you believe that or not is totally irrelevant to me.
...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:24 pm
[quote]I asked you for the insurer of the quote. [/quote]
I have no idea, since it's not my home.
What I can tell you is that there are 4 different quotes, which have the separate rebuilding estimates below:
130,000
160,000
206,000
236,000
That's some pretty wild variation....
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:18 pm
[quote]Guess you want to bitch and moan and sound ignorant without actually wanting help.[/quote]
So go ahead and enlighten me with what I'm missing.
You can do that, right?...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 8:53 pm
[quote]Ding bat, answer my previous question[/quote]
Do you think you can act like an adult first? There's already an OT Lounge out there....
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 5:00 pm
[quote]Cost of labor and materials in Orleans is higher than elsewhere in the state. As stated, there aren't 235k new homes being built in Orleans. I would assume that cost includes a new slab and driveway and plumbing. The "cheap looking aluminum things" is probably going to run almost 10k these ...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 12:28 pm
[quote]Is there a garage, carport, or patio space in addition to that 1,120 square feet? All of that factors into rebuild cost, plus as someone else mentioned…debris removal.[/quote]
No garage at all, no patio space, and just a very simple carport. The carport at the most would be probably add 3...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 9:54 pm
[quote Basic is really cheap Formica countertops, vinyl tile, and a ceiling fan/light in each room. Some of those upgrades don't add much, but when you add them all.[/quote]
That's exactly what this house has, and that's why $236,000 has me bewildered....
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 6:09 pm
I'd swear there was a builder or construction company owner on here recently that mentioned it's around $150/square foot for something basic.
Wish I could find the dang post!...
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 4:49 pm
[quote]It isn’t cheap to rebuild after a natural disaster [/quote]
You don't say.
Can we get a little more specific?...
$236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 4:33 pm
A family member of mine is shopping around for insurance in homeowner's insurance in Orleans Parish, and she's being told that her coverage has to be for $236K on a home that's 1,120 square feet.
Nothing fancy at all about this place, typical ranch style home, low ceilings everywhere, etc. Just ...
re: Teedy and Vappie are now a couple....@ Beyonce Concert (X Video has been removed) PICTURES
Posted by TimeAndTide on 9/28/23 at 11:21 am
[quote]I think he’s her publicist or used to be some sort of press communication person. [/quote]
He's definitely connected to Gregory Joseph in some type of capacity, but I'm just curious to find out who he actually is....
re: Teedy and Vappie are now a couple....@ Beyonce Concert (X Video has been removed) PICTURES
Posted by TimeAndTide on 9/28/23 at 10:58 am
Does anybody know who the bow tie wearer is? He's always there whenever she speaks to the press.
[img]https://bloximages.newyork1.vip.townnews.com/nola.com/content/tncms/assets/v3/editorial/b/05/b05ff28f-2b44-5ddb-a580-e09eeec05649/64efaa52ecc92.image.jpg?resize=990%2C660[/img]...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 7/2/23 at 3:46 pm
[quote]It depends on the opportunity cost of the extra money. What would you do with it? On that low of a mortgage balance with a 4.5 rate, I would consider stopping the extra payments as long as you use the money to make more money. There are a number of options available to do this. Having said t...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 6/28/23 at 4:36 pm
[quote] Also, despite the perhaps differing perspectives, I did want to congratulate you on being at the tail end of your mortgage. That's a big day and something to be celebrated. I hope the rest of your life is doing well too. [/quote]
Much appreciated, and same wishes to you! :cheers:...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 6/28/23 at 4:36 pm
[quote]Oh yeah - what is the actual maturity of the mortgage? Also, what is your (regular) payment - like $700?[/quote]
I wish I knew an exact date on the maturity, but if I refi'd in 2009, does that mean it's 2039? Sorry for not knowing the ins and outs about that stuff. Monthly payment is $50...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 6/28/23 at 2:46 pm
[quote] The real truth is I'm guessing all of these amounts are rather piddly for the OP, so it doesn't actually matter hardly at all. I still think it makes sense to walk through the logic, though. A lot of people have had a Depression-era mentality pummeled into them by older relatives over the ye...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 6/28/23 at 12:17 pm
[quote]Let's put it this way - if the lender offered you the chance to take 10 years instead of 2 years to pay off the remaining balance, you would happily take that deal. The goal is almost to never pay it off in a sense.[/quote]
I would have to say no, because I want that mission accomplished m...
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 6/28/23 at 11:22 am
[quote]Lots of downvotes, so I'd like to hear: what is the rationale for paying off a nearly 0% interest loan in a world where CASH is earning almost 5.5%?...a world that also has some value on the table outside of just mainstream stock indices.[/quote]
Just to be a little more specific, with t...
Popular