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So NYT laid it out in simple categories

Posted on 3/24/17 at 1:01 pm
Posted by fareplay
Member since Nov 2012
4879 posts
Posted on 3/24/17 at 1:01 pm
What do you agree/disagree with?

LINK

Under Obamacare
House Republican bill
Individual mandate
Repeal
The Affordable Care Act requires people who can afford it to obtain health insurance or face tax penalties. This part of the law was meant to keep insurance affordable for those who are older or sick.
The Republican bill would eliminate the individual mandate, which means that people would not have to pay a penalty if they went without insurance. One possible effect, though, is that healthy people might be less likely to buy insurance, driving up prices for those who need it most, like older people and the sick. To limit this, the plan proposes a “continuous coverage incentive,” which would charge people in the individual market a 30 percent penalty for lapses in health insurance coverage.
Employer mandate
Repeal
Larger companies must provide affordable insurance to their employees or face financial penalties.
Subsidies for out-of-pocket expenses
Repeal
The federal government provides tax credits to help some people pay deductibles and make co-payments.
Would repeal this so-called cost-sharing subsidy in 2020.
Essential health benefits
Change
All insurers must offer 10 essential health benefits, including maternity care and preventive services.
The bill was amended Thursday to let each state define its own set of essential health benefits beginning in 2018, rather than making it a federal requirement.
Premium subsidies
Change
The federal government provides tax credits to middle-income Americans on a sliding scale according to income, to help offset the cost of premiums and deductibles.
Would change the way subsidies are distributed by using age, instead of income, as a way to calculate how much people receive. Tax credits would be available in full to individuals earning less than $75,000 and households earning less than $150,000, but they would be capped for higher earners. The subsidy would be $2,000 for a person under 30, and double that for people over 60. The bill would also expand the health plans that qualify for subsidies. The bill was amended Monday to also allow people to deduct more health care expenses from their income taxes, a provision that might be changed in the Senate to instead increase tax credits to older insurance buyers.
Medicaid expansion
Change
More than 30 states expanded Medicaid coverage by raising the eligibility cutoff to 138 percent of the poverty level.
Would let states keep Medicaid expansion and allow states that expanded Medicaid to continue getting federal funding as they would have under the A.C.A., until 2020. Federal funding for people who became newly eligible starting in 2020 or who left the program and came back, however, would be reduced. The bill also proposes capping federal funding per enrollee, based on how much each state was spending in 2016. The bill was amended Monday to allow states to impose work requirements for some Medicaid beneficiaries and give states the option to receive a lump-sum block grant for Medicaid, rather than per capita funding. States that haven't expanded Medicaid already would not be allowed to do so in the future.
Restrictions on charging more for older Americans
Change
Plans can charge their oldest customers only three times the prices charged to the youngest ones.
Would allow insurers to charge older customers five times as much as younger ones and give states the option to set their own ratio.
Health savings account
Change
In 2017, an individual can put $3,400 and a family $6,750 into a tax-free health savings account.
Would allow people to put substantially more money into their health savings accounts and let spouses make additional contributions. The basic limit would be at least $6,550 for an individual and $13,100 for a family beginning in 2018. The bill was amended Monday to no longer allow consumers to roll over excess tax credit money into a health savings account.
Dependent coverage until 26
Keep
Children can stay on their parents’ insurance policies until age 26.
Pre-existing conditions policy
Keep
Requires insurers to cover people regardless of pre-existing medical conditions and bars the companies from charging more based on a person’s health history.
Prohibitions on annual and lifetime limits
Keep
Insurers are barred from setting a limit on how much they have to pay to cover someone.
Posted by CorporateTiger
Member since Aug 2014
10700 posts
Posted on 3/24/17 at 1:01 pm to
Paragraphs dawg. I ain't reading that.
Posted by TBoy
Kalamazoo
Member since Dec 2007
23720 posts
Posted on 3/24/17 at 1:04 pm to
Poetry isn't my strong suit.
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69306 posts
Posted on 3/24/17 at 1:05 pm to
Posted by roadGator
Member since Feb 2009
140539 posts
Posted on 3/24/17 at 1:07 pm to
quote:

Poetry isn't my strong suit.


An unenlightened leftist.
Posted by AustinTigr
Austin, TX
Member since Dec 2004
2937 posts
Posted on 3/24/17 at 1:11 pm to
Looks like a worthwhile comparative analysis... but dauntingly unreadable.

Help us out and break this up... then I'll read it.
Posted by jrodLSUke
Premium
Member since Jan 2011
22178 posts
Posted on 3/24/17 at 1:22 pm to
That's a pretty good side-by-side comparison. Based on those points, I'm hoping the GOP votes Yes today. Overall, that is a step in the right direction for healthcare insurance costs.

GOP lawmakers that vote No better have a damn good alternative to this.
Posted by buckeye_vol
Member since Jul 2014
35239 posts
Posted on 3/24/17 at 1:23 pm to
quote:

So NYT laid it out in simple categories
But Iosh laid it out in terrible formatting. USE SOME BULLET POINTS!!!!
Posted by jrodLSUke
Premium
Member since Jan 2011
22178 posts
Posted on 3/24/17 at 1:25 pm to
Individual mandate Repeal
The Affordable Care Act requires people who can afford it to obtain health insurance or face tax penalties. This part of the law was meant to keep insurance affordable for those who are older or sick.

The Republican bill would eliminate the individual mandate, which means that people would not have to pay a penalty if they went without insurance. One possible effect, though, is that healthy people might be less likely to buy insurance, driving up prices for those who need it most, like older people and the sick. To limit this, the plan proposes a “continuous coverage incentive,” which would charge people in the individual market a 30 percent penalty for lapses in health insurance coverage.

Employer mandate Repeal
Larger companies must provide affordable insurance to their employees or face financial penalties.

Subsidies for out-of-pocket expenses Repeal
The federal government provides tax credits to help some people pay deductibles and make co-payments.

Would repeal this so-called cost-sharing subsidy in 2020.

Essential health benefits Change
All insurers must offer 10 essential health benefits, including maternity care and preventive services.
The bill was amended Thursday to let each state define its own set of essential health benefits beginning in 2018, rather than making it a federal requirement.

Premium subsidies Change
The federal government provides tax credits to middle-income Americans on a sliding scale according to income, to help offset the cost of premiums and deductibles.

Would change the way subsidies are distributed by using age, instead of income, as a way to calculate how much people receive. Tax credits would be available in full to individuals earning less than $75,000 and households earning less than $150,000, but they would be capped for higher earners. The subsidy would be $2,000 for a person under 30, and double that for people over 60. The bill would also expand the health plans that qualify for subsidies. The bill was amended Monday to also allow people to deduct more health care expenses from their income taxes, a provision that might be changed in the Senate to instead increase tax credits to older insurance buyers.

Medicaid expansion Change
More than 30 states expanded Medicaid coverage by raising the eligibility cutoff to 138 percent of the poverty level.

Would let states keep Medicaid expansion and allow states that expanded Medicaid to continue getting federal funding as they would have under the A.C.A., until 2020. Federal funding for people who became newly eligible starting in 2020 or who left the program and came back, however, would be reduced. The bill also proposes capping federal funding per enrollee, based on how much each state was spending in 2016. The bill was amended Monday to allow states to impose work requirements for some Medicaid beneficiaries and give states the option to receive a lump-sum block grant for Medicaid, rather than per capita funding. States that haven't expanded Medicaid already would not be allowed to do so in the future.

Restrictions on charging more for older Americans Change
Plans can charge their oldest customers only three times the prices charged to the youngest ones.
Would allow insurers to charge older customers five times as much as younger ones and give states the option to set their own ratio.

Health savings account Change
In 2017, an individual can put $3,400 and a family $6,750 into a tax-free health savings account.
Would allow people to put substantially more money into their health savings accounts and let spouses make additional contributions. The basic limit would be at least $6,550 for an individual and $13,100 for a family beginning in 2018. The bill was amended Monday to no longer allow consumers to roll over excess tax credit money into a health savings account.

Dependent coverage until 26 Keep
Children can stay on their parents’ insurance policies until age 26.

Pre-existing conditions policy Keep
Requires insurers to cover people regardless of pre-existing medical conditions and bars the companies from charging more based on a person’s health history.

Prohibitions on annual and lifetime limits Keep
Insurers are barred from setting a limit on how much they have to pay to cover someone.
Posted by fareplay
Member since Nov 2012
4879 posts
Posted on 3/24/17 at 3:58 pm to
Sorry baw, using phone so hard to do that


just go to link, its like on some weird ppt format
Posted by jeff5891
Member since Aug 2011
15761 posts
Posted on 3/24/17 at 4:09 pm to
Can you format that a little more?
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