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Started By
Message
re: Rush on pre-existing ...it's not insurance, it's welfare
Posted on 5/3/17 at 2:29 pm to TBoy
Posted on 5/3/17 at 2:29 pm to TBoy
quote:
So it is now a conservative issue to make sure we protect the profits of health insurance companies?
It's always been a conservative position to promote free markets. Insurance companies are free market. Obamacare is socialism.
quote:
I've always considered health insurance companies to be second to Satan in evil.
I would suggest counseling.
quote:
The insurance companies have the true death panels.
Nope. They offer you choices. You choose.
quote:
And now yall have decided that if you have a health problem, you shouldn't be able to access treatment
You access treatment by showing the girl in the window your insurance card. It's very easy.
quote:
Sorry guys, I'm off this train.
You were never on it.
0
Posted on 5/3/17 at 2:31 pm to TBoy
quote:
So it is now a conservative issue to make sure we protect the profits of health insurance companies? I
They will protect their own profits with sound business practices like PEC clauses.
If you think insurance companies are death panels that I don't know what to tell you. The market would not tolerate an insurance company that was a panel for death. All the business would move to another carrier.
However, let's put the decisions of health care with DMV level employees and then see if your death panels materialize.
Posted on 5/3/17 at 3:06 pm to KeyserSoze999
quote:
Rush just reported that lloyds of London does not insure ships that have already sunk. MFers need to get dome compassion from PT libtards.
Good thing we aren't talking about ships but about human lives.
Posted on 5/3/17 at 3:19 pm to Eurocat
quote:
So what is the solution for the solid taxpaying law abiding citizen who has played by the rules and has a kid born with serious autism - something no insurance company covered before ACA. Should a guy like this lose his house because he has a sick child. I don't think so.
Or how about if you have cancer, get treated and now are cancer free, and now you want to change jobs, but your new employer's provider won't cover you if you have a relapse?
Posted on 5/3/17 at 3:22 pm to BamaGradinTn
quote:
Or how about if you have cancer, get treated and now are cancer free, and now you want to change jobs, but your new employer's provider won't cover you if you have a relapse?
I have great news for you. Your employer plan doesn't include PEC clauses in the certificate of insurance. You can take the above off your worry list.
This post was edited on 5/3/17 at 4:11 pm
Posted on 5/3/17 at 3:23 pm to Zach
quote:
Pre-existing means existing before they think "Oh, I need health insurance now."
Do yourself a favor and grow a brain. Pre-existing also includes someone who has been treated for cancer...while covered through their employer provided plan...now wanting to change jobs to an employer who uses a different insurance provider.
Posted on 5/3/17 at 3:26 pm to BamaGradinTn
quote:
Do yourself a favor and grow a brain. Pre-existing also includes someone who has been treated for cancer...while covered through their employer provided plan...now wanting to change jobs to an employer who uses a different insurance provider.
It's painful to watch people do this.
Employer plans don't include PEC clauses in their certificates of insurance.
If you think that, tell what state you are in and I'll see if you are right to stress about your scenario.
This post was edited on 5/3/17 at 3:27 pm
Posted on 5/3/17 at 3:41 pm to roadGator
quote:
Employer plans don't include PEC clauses in their certificates of insurance.
This is not true and people were routinely denied due to PEC in employer pools.
Posted on 5/3/17 at 3:42 pm to mahdragonz
quote:
This is not true and people were routinely denied due to PEC in employer pools.
-mahdragonz, noted insurance expert
Posted on 5/3/17 at 3:45 pm to mahdragonz
quote:
This is not true and people were routinely denied due to PEC in employer pools.
Please submit a group policy COC or an EOB that has PEC clauses mentioned or a denial code for PEC.
Make sure it's dated.
This post was edited on 5/3/17 at 3:49 pm
Posted on 5/3/17 at 4:03 pm to the808bass
I like his nuh uh approach to group policies and PEC clauses.
Posted on 5/3/17 at 4:06 pm to KeyserSoze999
quote:
Is it still considered stealing, if the government does it?
Yes, but it's called taxation at that point.
Posted on 5/3/17 at 4:09 pm to Zach
Factual statement, you really can't spin it any other way....well you can, but.
Posted on 5/3/17 at 4:10 pm to Eurocat
quote:
Which was why it was a GOOD thing for the ACA TO MAKE PEOPLE GET INSURANCE AND NOT WAIT UNTIL THEY GOT SICK!
The reason they are pissed is because they can't wait until they are 45 to buy their first coverage.
Now they are 36 and having to pay for something they should have been paying into for years.
Posted on 5/3/17 at 4:21 pm to Zach
I wrecked my car. I think I'll buy some pre-exiting condition auto insurance to get it fixed.
Posted on 5/3/17 at 4:45 pm to roadGator
quote:
Please submit a group policy COC or an EOB that has PEC clauses mentioned or a denial code for PEC.
Make sure it's dated.
I'll make it even easier. It's denial code 51. Find an EOB with that.
Posted on 5/3/17 at 4:46 pm to Kickadawgitfeelsgood
quote:
Now they are 36 and having to pay for something they should have been paying into for years.
Sounds like you want the government to protect Big Insurance's profits at the expense of consumers. Why do you hate the 99%?
Posted on 5/3/17 at 5:20 pm to Eurocat
Was going to post along these lines Eurocat. In the business world companies that can't afford insurance (startups and those with bad insurance ratings buy insurance from the state high risk pool. It covers the basics for a reasonable cost but that's it. Being in the high risk pool might limit the opportunities for the business but it does provide a way to survive as a business.
A similar approach would work for PEC. Put those people in a high risk pool (someone said it would cost $33 billion a year).
A similar approach would work for PEC. Put those people in a high risk pool (someone said it would cost $33 billion a year).
Posted on 5/3/17 at 5:39 pm to The Spleen
quote:
a solution
Always have insurance and you will never be stuck trying to buy insurance with a preexisting condition...pretty simple. I went without health insurance for 1 year because I got totally fricked by Huntsville hospital...but every POS that even looked at me got paid. When open enrollment came around (BC/BS) they told me a year wait on treating any preexisting conditions. I picked up dental through Blue Cross this year and it was 6 months before I could use it.
Posted on 5/3/17 at 5:50 pm to Bestbank Tiger
quote:
Sounds like you want the government to protect Big Insurance's profits at the expense of consumers. Why do you hate the 99%?
Great analysis. i assume you are one of the uninsured 40 year old before Obama.
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