So the prices never existed?
not when ACA prices were being calculated. why would the insurance companies waste time in preparing prices for plans they weren't going to offer? insurance companies had to create prices for ACA plans.
The 1000 threads saying the costs of the new policies have increase 5 and 10 fold were lies?
the cost baseline was under "old" plans (the ones that Obama is now saying can be kept) under a pre-ACA system. the new pricing are the realities of the adjustments of the ACA system. the old prices in the ACA reality are mythical. they never existed in this brave new world
And you're actually arguing that it's unlikely that insurers can offer shitty policies and cheap prices?
my old plan was $154 a month
a comparable plan today is $280-300/month
i haven't bought a plan, but let's assume that i had bought a $280 plan. why would SFP not cancel that and go back to my old $154 plan (assuming it was even possible to create that plan again)? the insurance company would take a $140/month loss on just my plan.
there's no need to cancel the new plans bc the risk to them was already factored into their price which is why the premiums and deductibles were so high.
again, you're wrong. the ACA plans are $280-300/month and the pre-ACA plan was $154/month
as a rational consumer, of course there is a need to cancel the 280/month plan when i want my 154/month plan
because if the shitty policies were profitable before they'll be profitable now.
um, things have changed with the ACA. cost shifting has made the prices of these plans unprofitable. you're ignoring the reality of changing behaviors due to laws. you're playing checkers, not chess
If you snapped your finger and did away with Obamacare, you'd still have both types of policies we're referring to.
not until they could write new policies under the new reality, but down the road? yes
Under your reasoning we can never ever go back to your shitty policy with or without obamacare.
that's not true
now, i AM arguing that it would take a bit of time to go back to my old plan if the ACA were repealed this very second