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re: Just had our insurance meeting at work

Posted on 10/29/14 at 7:32 am to
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54207 posts
Posted on 10/29/14 at 7:32 am to
quote:

100% not lying


Maybe not but until you relate about co-pays and deductibles and other options affecting your policy you can see why people are a little suspect.
Posted by MJM
Member since Aug 2007
2485 posts
Posted on 10/29/14 at 7:33 am to
No clue. Also work for a company with 33,000 US employees. Don't know if that matters. Either way grateful to work for a company that's not out to frick their employees.
Posted by BBONDS25
Member since Mar 2008
48294 posts
Posted on 10/29/14 at 7:36 am to
So not subsidizing would be fricking their employees? What else to companies need to subsidize to not be considered fricking their employees?
Posted by WeeWee
Member since Aug 2012
40124 posts
Posted on 10/29/14 at 7:41 am to
quote:

imjustafatkid


Why got to come here and spread lies? Maybe you should have paid more attention, you will save $2500. (sarcasm)

quote:

-Deductibles increased from $300 to $500 for individuals and from $900 to $1500 for families (per year).

better than on the ind market consider yourself lucky
Posted by JEAUXBLEAUX
Bayonne, NJ
Member since May 2006
55358 posts
Posted on 10/29/14 at 8:02 am to
1) be happy your company provides insurance. Mine doesn't as our British owners refuse to believe the company has any responsibility in this area.

2) if we had 1 payer and Universal health care, this wouldn't be a discussion.
Posted by WeeWee
Member since Aug 2012
40124 posts
Posted on 10/29/14 at 8:05 am to
quote:

1) be happy your company provides insurance. Mine doesn't as our British owners refuse to believe the company has any responsibility in this area.

2) if we had 1 payer and Universal health care, this wouldn't be a discussion.


We would have 50X the # of problems then. Massive debt, taxes out the arse, long wait times, oh and ppl would still be buying memberships to "health clubs" like they are in the UK.
Posted by JEAUXBLEAUX
Bayonne, NJ
Member since May 2006
55358 posts
Posted on 10/29/14 at 8:12 am to
Everyone needs access to health care at affordable prices not just the rich
Posted by WeeWee
Member since Aug 2012
40124 posts
Posted on 10/29/14 at 8:15 am to
quote:

veryone needs access to health care at affordable prices not just the rich


I don't call waiting 18 hours in an ER access to healthcare nor do I call waiting 9 months to begin cancer treatment access to healthcare. All socialize/nationalized healthcare does is give everybody a health insurance card. It does nothing to give them access to healthcare.
Posted by roadGator
Member since Feb 2009
140371 posts
Posted on 10/29/14 at 8:17 am to
quote:

Everyone needs access to health care at affordable prices not just the rich


Everyone? How about drug users, alcohol abusers, obese fricks that don't work and don't take care of themselves? Should we reward their poor decisions?
Posted by RCDfan1950
United States
Member since Feb 2007
34900 posts
Posted on 10/29/14 at 8:25 am to
Any way you cut it, the bottom line is that there are tens of millions of relatively unhealthy people out there who can not pay for healthcare. And if Obama does amnesty...tens of millions more.

The 'emergency room' scenario - which hospitals offset with inflated and rising charges to insured folk/companies - is out of the closet. They are attempting to deal with true costs...one the books. In full view.

So as all these unhealthy - and many times irresponsible - folk come into the economic equation...it'll be higher costs and less quality care for them that can pay. It's no different than Government inflating the currency and causing the price of bread/milk to rise. Those that can pay, pay more. Those that can't...receive a check from Government to assure their ability to purchase; a check that is based on deficit/QE Government 'money'. Such being a massive tax increase on them that earn money. And most don't even realize it.

Runaway train. With the Three Stooges behind the wheel.

Live and learn.
Posted by BBONDS25
Member since Mar 2008
48294 posts
Posted on 10/29/14 at 8:29 am to
It is so strange to me when seemingly intelligent people, like you Jeaux, say things like "my company doesn't provide because they don't think it is their responsibility". Why would it be? Why isn't it your responsibility to provide your own insurance? Why would you relieve yourself of this responsibility only to vilify someone else if they don't provide it for you?

This post was edited on 10/29/14 at 8:30 am
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54207 posts
Posted on 10/29/14 at 8:36 am to
quote:

be happy your company provides insurance.


So you want businesses to pick up some part of an employees premiums? My question to you - would you want to provide a portion of a person's premium that you hired to do work for you? He/she would be an employee to you so are you willing to ante up?
Posted by imjustafatkid
Alabama
Member since Dec 2011
50417 posts
Posted on 10/29/14 at 9:57 am to
quote:

Are you saying you never had rate increases before Obama care? Or that you would not have experienced rate increases anyway?


Oh of course premiums are going to increase. Did you skip the rest of my post? The premiums increased for WORSE coverage. That's not normal, no.
This post was edited on 10/29/14 at 9:58 am
Posted by imjustafatkid
Alabama
Member since Dec 2011
50417 posts
Posted on 10/29/14 at 10:04 am to
quote:

Open enrollment started on Monday at my company . Premiums going up $.86......yes that's 86 cents


I want to see a comparison of your benefits over the past 3 open enrollment periods for context. By that I mean the current period, last year's enrollment period, and the enrollment period from the year prior.

I'm betting your company either made changes to your plan last year that you didn't realize, they lower coverage on the plan to levels that should have made your rates actually decrease instead of increasing at all, or they're almost fully subsidizing your health insurance.

If they're fully subsidizing the increase that absolutely did occur if they didn't decrease coverage levels, then I wonder where they cut in other areas. Have there been layoffs? Store closings? Cutbacks? Something is changing unless they simply do not care about their profit margin. Do you work for a nonprofit?
Posted by mmcgrath
Indianapolis
Member since Feb 2010
35391 posts
Posted on 10/29/14 at 10:11 am to
quote:

Oh of course premiums are going to increase. Did you skip the rest of my post? The premiums increased for WORSE coverage. That's not normal, no.
This has been happening since the late 90's and probably well before that.
Posted by imjustafatkid
Alabama
Member since Dec 2011
50417 posts
Posted on 10/29/14 at 1:54 pm to
quote:

This has been happening since the late 90's and probably well before that.


Not to me. This has only been happening since last year.
Posted by mmcgrath
Indianapolis
Member since Feb 2010
35391 posts
Posted on 10/29/14 at 1:58 pm to
quote:

Not to me. This has only been happening since last year.
quote:

I want to see a comparison of your benefits over the past 3 open enrollment periods for context. By that I mean the current period, last year's enrollment period, and the enrollment period from the year prior.
And exactly how many years have you had a full-time job since college?
Posted by UncleFestersLegs
Member since Nov 2010
10822 posts
Posted on 10/29/14 at 1:58 pm to
quote:

This has been happening since the late 90's and probably well before that.

Gotta love where the Obama shills are redigging their trenches.

ObamaCare was suppose to save us $2500 a year, lower premiums, better care, keep your plan keep your doctor.

Now that all that has been proven to be nothing but lies, it's "well healthcare costs have been going up every year so what?"

So what? This shite sandwich foisted on an unwilling public was supposed to FIX all this, wasnt it???
Posted by imjustafatkid
Alabama
Member since Dec 2011
50417 posts
Posted on 10/29/14 at 4:20 pm to
10 years. 6 with my current company.

ETA: Even if the point you were trying to make was accurate that wouldn't change the fact that Obamacare isn't functioning as advertised.
This post was edited on 10/29/14 at 4:23 pm
Posted by crawdaddy52
Member since Dec 2010
898 posts
Posted on 10/29/14 at 4:58 pm to
I handle the insurance for my small company. Our Blue Cross went up 25% per year for 5 years before the ACA. I don't know why people have trouble with something going up less that it has in the past saves you money. Minimal increase this year. Did you guys watch/notice the increases before - I wonder. When something is a necessity - not having to pay more saves you money. Slowing the increase in the cost is good. Same thing with the deficit/debt. Obama has decreased, as he promised, by 50 % the amount the debt was rising each year.
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