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re: Health insurance rates set to soar for some in Louisiana

Posted on 7/17/17 at 5:32 pm to
Posted by texashorn
Member since May 2008
13122 posts
Posted on 7/17/17 at 5:32 pm to
https://www.nejm.org/doi/full/10.1056/NEJMp0708558

LINK
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69264 posts
Posted on 7/17/17 at 5:32 pm to
Nearly every third world country has healthcare has a governmental responsibility
Posted by BamaAtl
South of North
Member since Dec 2009
21875 posts
Posted on 7/17/17 at 5:34 pm to
quote:

Nearly every third world country has healthcare has a governmental responsibility


They have health ministries, but many aren't for the things we think of in terms of health care.

Some catastrophic, managing epidemics, country- and region-specific diseases like malaria, etc.

Many of them do the vast majority of their health care through religious organizations or private systems.
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
421945 posts
Posted on 7/17/17 at 5:36 pm to
glorious

my health insurance has already gone up over 500% and my deductible almost the same

can't wait to pay even more, because it makes so much sense to tax people like me. simply the most rational policy
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69264 posts
Posted on 7/17/17 at 5:38 pm to
quote:

Many of them do the vast majority of their health care through religious organizations or private systems.


Well most third world countries do most of their things through charity orgs and outside orgs because the people are too poor for taxes to be collected
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 7/17/17 at 5:42 pm to
quote:

LINK


I don't think this is wrong, but I do question your interpretation.

Namely because of what this study(and others like it) do and do not actually show.

They do show that if you are focusing on bending the cost curve, there is only a very narrow sect of preventive care that is effective at this(vaccines, low-dose aspirin etc.) but there is a lot of preventive care that is cost effective(meaning that while they don't save money and only break even, they provide a lot of large additional benefits I.E. improve people's lives). A lot of preventive care is cost effective and it is in part why many private insurers still encourage it. They don't show that just treating things as they pop up is cheaper either. They show that compared to the baseline(what we currently do) current or additional preventive measures will not bend the cost curve downward much, if at all.

The other thing not focused on is the secondary benefits of a healthier populace. There are also a lot of macro and micro studies about the productivity increases from improving and maintaining a workforce's health level.
This post was edited on 7/17/17 at 5:50 pm
Posted by texashorn
Member since May 2008
13122 posts
Posted on 7/17/17 at 5:48 pm to
You are being idealistic and this study was practical. Idealism completely ignores human nature.

For instance, your idealism ignores the shocking amount of people on Medicaid who would rather show up at an ER at taxpayer expense rather than buying aspirin at Walgreens
This post was edited on 7/17/17 at 5:52 pm
Posted by roadGator
Member since Feb 2009
139831 posts
Posted on 7/17/17 at 5:50 pm to
Health care for the workforce sounds like a compromise. No work, no healthcare.
Posted by texashorn
Member since May 2008
13122 posts
Posted on 7/17/17 at 5:54 pm to
The perverted thing is, Obamacare punished working people with employer plans in their pocketbook.

Then they try to be responsible and take part in wellness programs so their fleecing can go a little further with fewer claims
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 7/17/17 at 5:54 pm to
quote:

You are being idealistic and this study was practical. Idealism completely ignores human nature.



No, I am reading what you posted(and adding that it is in line with other literature on the topic). It does not support the earlier assertion you made. You are misreading the literature you are posting.

Preventive care is largely substantiated by the research to be cost effective but not providing meaningful cost savings except in a few areas like vaccines. It's cost effectiveness though is a good reason to invest in it and it is why private insurers have and continue to do so.

This post was edited on 7/17/17 at 5:56 pm
Posted by hsfolk
Member since Sep 2009
18537 posts
Posted on 7/17/17 at 5:57 pm to
or we can just choose not to buy the insurance
Posted by texashorn
Member since May 2008
13122 posts
Posted on 7/17/17 at 5:57 pm to
Screw you. You are the one misreading the study.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 7/17/17 at 5:57 pm to
quote:

Health care for the workforce sounds like a compromise. No work, no healthcare.




Sounds like a recipe for a very inefficient and un-optimal set-up from many angles.




Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 7/17/17 at 5:58 pm to
quote:

Screw you. You are the one misreading the study.






Ok, pal.
Posted by roadGator
Member since Feb 2009
139831 posts
Posted on 7/17/17 at 5:58 pm to
Fleecing is accurate. I need to link allowed the hidden Obamacare taxes when I get to the hotel tonight.

For instance, every group dental plan is taxed 2% every month. There are many others.
Posted by roadGator
Member since Feb 2009
139831 posts
Posted on 7/17/17 at 5:59 pm to
I know. I know. No compromise. However it was you that mentioned a healthy workforce.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 7/17/17 at 6:01 pm to
quote:

I know. I know. No compromise. However it was you that mentioned a healthy workforce.




If a healthy workforce is your anchoring point, not sure how walling out anyone not currently employed is an optimal path to achieving that?

There is this thing called an economic cycle.
Posted by BamaAtl
South of North
Member since Dec 2009
21875 posts
Posted on 7/17/17 at 7:54 pm to
quote:

Well most third world countries do most of their things through charity orgs and outside orgs because the people are too poor for taxes to be collected


As I said, if he wants the government out of his health care he has a number of options to choose from.
Posted by BamaAtl
South of North
Member since Dec 2009
21875 posts
Posted on 7/17/17 at 7:55 pm to
quote:

I need to link allowed the hidden Obamacare taxes when I get to the hotel tonight.


If they're hidden, how can you link them?
Posted by roadGator
Member since Feb 2009
139831 posts
Posted on 7/17/17 at 7:58 pm to
quote:

If they're hidden, how can you link them?


Hidden in over 10k pages that no one has read. I happen to read that particular hidden tax every day.
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