Which credit card to get: Platinum Amex or Visa Black Card?

Amex.

I'm not aware of any changes made since this article ran, but someone else could confirm that: LINK /

Jesus christ don't pick the visa black

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Jesus christ don't pick the visa black

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Leaning towards the Amex but why do you say this?

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Curious how much you plan to spend each month? VIP lounges aren't that sweet of a deal.

I have my work(green)and personal(gold) Amex cards linked and spend in the 13-15k range each month. I don't know if that spend is worth a platinum yearly fee, but I haven't done the math.

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I'm not sure yet. I hope we don't spend 13-15k a month. Getting married and this will be our card that we will share, (2 cards on one account). Pay if off each month. Easy way to keep up with who is spending what. If I had to guess I would say 3-10k a month is what we will average. Depends on how much we travel and what upgrades we have planned for the house.


I have a friend who is a doctor and so is his wife. They use the Platinum Amex and he says it pays for itself easily every year. Was telling me about all the free upgrades at hotels and resorts he was getting. The points add up quickly. He recommended my new wife and I get the Platinum Amex but I wanted to explore other options before deciding.

It depends on what you value: If rewards = points/miles then the Amex premier rewards gold would be a better option. The platinum is way better for vip upgrades but the rewards program isn't good (1x for everything). Also you have to factor in that getting a 2nd platinum adds $175/year, whereas the gold can add cards for free.

With the loss of Costco amex is doing some upgrades to their cards; the gold will soon add $100 air voucher per year (the platinum is $200), and will have 2x points at restaurants. Right now it gets 3x on airlines, 2x on gas and groceries.

Like I said: it all depends on what you value. If you travel a lot the hotel, rental car, and other upgrades would be the way to go. But $625/year is pretty steep. Besides, airports are doing a lot better job catering to snobs (like me). I'd rather hang out at One Flew South than the Centurion Lounge at ATL.

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Which credit card to get: Platinum Amex or Visa Black Card?

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Sapphire Preferred not an option?

If I remember right, Platinum has a $450 annual fee. I seriously doubt you'd earn that much more with the Amex to offset $325 difference in fees

Amex Gold is the answer, in my opinion. While it may be cool to show off a platinum Amex, it just doesn't work for the spending the OP is estimating.

Do I get benefits if my company card is an Amex platinum?

You really should look at the Chase Sapphire Preferred and the Amex Blue Cash Preferred. I have both and maximize points (CSP which transfer to United and SW) and Cash (AMBCP which gives you 3% on gas and 6% on groceries)

Yup