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Started By
Message
401K to IRA
Posted on 2/10/15 at 4:00 pm
Posted on 2/10/15 at 4:00 pm
My wife changed jobs and the previous employer moved the $ she had in their 401K to an IRA with RCH (Retirement Clearinghouse) a month after she left. She is now working part time and doesn't qualify for her new employers retirement plan.
RCH is charging her $3.50 a month for their "service". It's invested in a Federated Investors Money Market.
What should I do?
RCH is charging her $3.50 a month for their "service". It's invested in a Federated Investors Money Market.
What should I do?
This post was edited on 2/10/15 at 5:09 pm
3
Posted on 2/10/15 at 4:02 pm to MNCscripper
Vanguard
Roth
Vtsmx
Roth
Vtsmx
Posted on 2/10/15 at 10:30 pm to white perch
quote:
Vanguard
yes
quote:
Roth
yes
quote:
Vtsmx
depends on the allocation of your total portfolio. You should put less tax efficient investments in a Roth to maximize its benefits.
Posted on 2/10/15 at 10:36 pm to MNCscripper
you'll have to pay taxes on it if you convert to a Roth. Just transfer the IRA to somewhere that doesn't charge a fee.
Posted on 2/11/15 at 9:10 am to Chris Farley
quote:
you'll have to pay taxes on it if you convert to a Roth. Just transfer the IRA to somewhere that doesn't charge a fee.
We just got the 1099 for it, that's how I found out it existed
Posted on 2/11/15 at 4:36 pm to MNCscripper
I moved all of my old 401Ks to an IRA at Fidelity. So far so good.
Posted on 2/11/15 at 5:14 pm to Radiojones
quote:
I moved all of my old 401Ks to an IRA at Fidelity. So far so good.
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