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Wife has student loans that she is paying on. is there any programs that assist
Posted on 11/15/14 at 8:56 am
Posted on 11/15/14 at 8:56 am
In paying them? Like lower interest rate. She went back to school after she had our twin daughters and it is a struggle sometimes.
Posted on 11/15/14 at 9:02 am to shoelessjoe
Federal or private? Federal has a lot of different repayment options. It won't reduce your principle or interest, but they will temporarily suspend or lower your monthly payments which can help with a temporary cash flow issue.
Posted on 11/15/14 at 9:03 am to shoelessjoe
Current Pics?
She might be able to generate an alternate revenue stream.....
She might be able to generate an alternate revenue stream.....
Posted on 11/15/14 at 9:04 am to soccerfüt
quote:
Current Pics?
She might be able to generate an alternate revenue stream.....
This. Beat me to it.
I've had plenty of overtime lately.
Posted on 11/15/14 at 9:05 am to soccerfüt
How can you say that bout the mother of my children.
Posted on 11/15/14 at 9:08 am to shoelessjoe
I have student loans as well and I know there's some options on getting them deferred or payments lowered for extenuating circumstances
Posted on 11/15/14 at 9:08 am to shoelessjoe
They usually all are someone's mother. I love each and every one....for about 3 minutes.
Posted on 11/15/14 at 9:10 am to shoelessjoe
Has she considered being a cam girl?
She can make as much as a stripper without anyone touching her and sell her panties online to psychos
She can make as much as a stripper without anyone touching her and sell her panties online to psychos
Posted on 11/15/14 at 9:15 am to shoelessjoe
What does she do?
There's several federal forgiveness programs. My wife's a teacher and has a forgiveness program after 5 years. You have to teach in a low income school, and meet a few qualifications for education (ie be a certified teacher in your subject). It's $5k for non-math and science, and $17k (I think) for math or science.
There may be other programs out there for other careers.
There's several federal forgiveness programs. My wife's a teacher and has a forgiveness program after 5 years. You have to teach in a low income school, and meet a few qualifications for education (ie be a certified teacher in your subject). It's $5k for non-math and science, and $17k (I think) for math or science.
There may be other programs out there for other careers.
Posted on 11/15/14 at 9:34 am to LSUtigerME
quote:
There's several federal forgiveness programs. My wife's a teacher and has a forgiveness program after 5 years. You have to teach in a low income school, and meet a few qualifications for education (ie be a certified teacher in your subject). It's $5k for non-math and science, and $17k (I think) for math or science.
There is also 10 year Public Service Loan Forgiveness for anyone working in Federal, State, Local, or tribal government (including teachers) or for certain Non-Profits.
When used in conjunction with forgiveness programs, Income Based Repayment (IBR) can be very helpful; 15% or 10% of discretionary income depending on when person last borrowed. Although IBR gives you a 25 year repayment plan, it doesn't matter if you get remaining balance forgiven tax free in 10 years.
Posted on 11/15/14 at 9:45 am to shoelessjoe
There is apparently a Federal Nurse Corps Loan Repayment Program. LINK
Posted on 11/15/14 at 9:48 am to shoelessjoe
Hospitals use to help with loans but I don't think they do that any more. Charity hospital would pay loan month for month worked there. Not so now.
Posted on 11/15/14 at 9:49 am to shoelessjoe
2 questions:
1. How much debt are we looking at?
2. Have you ever seen Indecent Proposal?
You can provide pics in lieu of answering #1, depending on results.
1. How much debt are we looking at?
2. Have you ever seen Indecent Proposal?
You can provide pics in lieu of answering #1, depending on results.
Posted on 11/15/14 at 9:54 am to LSULaw2009
Thanks for sharing that info. Hoping my daughter can benefit.
Posted on 11/15/14 at 9:55 am to Isabelle
Depending on the employer, PSLF might still apply, key is government, or not for profit business. As originally set up (LSU Run), nurse working at Charity Hospital would almost definitely have qualified for PSLF. With the privatization contracts its a trickier deal.
Posted on 11/15/14 at 10:01 am to Breesus
quote:
Has she considered being a cam girl?
She can make as much as a stripper without anyone touching her and sell her panties online
you sure know a lot about this
quote:
psychos
oh I get it know
Posted on 11/15/14 at 10:06 am to shoelessjoe
How much you need baw?
Posted on 11/15/14 at 10:22 am to shoelessjoe
She can join the national guard and not have to pay back a penny.
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