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Message
re: Life Insurance
Posted on 10/30/14 at 2:50 pm to BoogerOrchard
Posted on 10/30/14 at 2:50 pm to BoogerOrchard
quote:
Seems like term to me is the way to go. I have employer sponsored. I'm not seeing the down side here. $15 a month for $600K.
Yep.
But remember, that is only as good as your time with that employer. You leave or get laid off or whatever, you will be high and dry.
And let's say it's 10 years down the road, you will be rated higher (more expensive) than now.
0
Posted on 10/30/14 at 2:50 pm to BoogerOrchard
quote:
Someone needs to give a break down of Term vs. Whole Life for this crowd.
Buy term and put the balance or difference you'd pay for Whole Life into a fund, annuity, safety deposit box, etc. You will start out ahead and end up ahead.
I'd start with $250,000+ even if I was single, and get more later if you need it. You can name your college as the beneficiary if you don't have anyone else to give it to like nieces or nephews for college fund, etc.
Posted on 10/30/14 at 2:55 pm to TroyTider
quote:
fund, annuity, safety deposit box
One of those is not like the other
Posted on 10/30/14 at 3:26 pm to Count Chocula
quote:
Oh, but you do.....
ETA: Im from all the places I listed. Imagine that.
Help me out ... come on man.
Posted on 10/30/14 at 8:58 pm to tiger91
It's funny this thread came up. We started shopping it this week.
This is a quote that covers both of us... 33 yr old male and 32 yr old female non smokers.
Term life insurance, $500k for 30 years is $137.38/month.
That seems high reading this thread...
This is a quote that covers both of us... 33 yr old male and 32 yr old female non smokers.
Term life insurance, $500k for 30 years is $137.38/month.
That seems high reading this thread...
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