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State Employees Health Insurance (the changes are ridiculous)

Posted on 9/27/14 at 6:27 am
Posted by Nativebullet
Natchez, MS
Member since Feb 2011
5134 posts
Posted on 9/27/14 at 6:27 am
Enrollment is coming up and all the attention has been about paying more and get fewer coverages. For all you state workers, what plan are you leaning towards and why?

LINK
Posted by arseinclarse
Algiers Purnt
Member since Apr 2007
34412 posts
Posted on 9/27/14 at 6:34 am to
Welcome to the real world.

The ride on our dimes must have been fun.
Posted by Nativebullet
Natchez, MS
Member since Feb 2011
5134 posts
Posted on 9/27/14 at 6:38 am to
quote:

The ride on our dimes must have been fun.



What do you mean? A current state worker (traditional family, wife, 2 kids) pays $380 a month in premiums. Then you have deductibles and co-pays. How is that "a ride"?
Posted by Kankles
Member since Dec 2012
5914 posts
Posted on 9/27/14 at 6:42 am to
quote:

“I predict future happiness for Americans, if they can prevent the government from wasting the labors of the people under the pretense of taking care of them.” ? Thomas Jefferson
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
89542 posts
Posted on 9/27/14 at 6:45 am to
quote:

How is that "a ride"?


Because the actual cost of that policy is $10k to $12k per year.

Welcome to the new world.
Posted by yellowfin
Coastal Bar
Member since May 2006
97643 posts
Posted on 9/27/14 at 6:46 am to
That's really cheap
Posted by ksayetiger
Centenary Gents
Member since Jul 2007
68313 posts
Posted on 9/27/14 at 6:47 am to
quote:

ride on our dimes must have been fun. 


these are employees, not welfare grabbers you dolt. one day when you get a job you will want your employer to pay for health insurance
Posted by arseinclarse
Algiers Purnt
Member since Apr 2007
34412 posts
Posted on 9/27/14 at 6:47 am to
Is your former plan not subsidized by the state?
Posted by arseinclarse
Algiers Purnt
Member since Apr 2007
34412 posts
Posted on 9/27/14 at 6:48 am to
I pay my own health insurance.
Posted by cleeveclever
Baton Rouge
Member since Aug 2008
2046 posts
Posted on 9/27/14 at 6:48 am to
quote:

What do you mean? A current state worker (traditional family, wife, 2 kids) pays $380 a month in premiums. Then you have deductibles and co-pays. How is that "a ride"?


You aren't going to get a lot of commiseration on the OT. There's a very misinformed, anti-state worker sentiment on this board.

I'm pretty bummed about how drastic the changes are, but like all the other changes, me and my family will just roll with it as best we can.

Gonna go with the plan that's comparable to my current coverage and see how it hits the finances for a year.
Posted by ToulaTiger31
Ridgeland
Member since Aug 2014
442 posts
Posted on 9/27/14 at 6:51 am to
Basically we are paying more for less. If you aren't a state employee affected by this then don't act like you know what is going on. Im a LSU hospital employee and our supervisors are telling us to change to the LSU first plan.
Posted by arseinclarse
Algiers Purnt
Member since Apr 2007
34412 posts
Posted on 9/27/14 at 6:53 am to
Exactly. We are all paying more for less. Most of us realized this last year.
Posted by yellowfin
Coastal Bar
Member since May 2006
97643 posts
Posted on 9/27/14 at 6:54 am to
quote:

If you aren't a state employee affected by this then don't act like you know what is going on.




you think our insurance doesn't go up?

you think the coverage doesn't go down?

fact is that after the changes go into effect you still have better plan options than 90% of the workforce
Posted by Nativebullet
Natchez, MS
Member since Feb 2011
5134 posts
Posted on 9/27/14 at 6:55 am to
quote:

cleeveclever


what plan are you going with?
Posted by Nativebullet
Natchez, MS
Member since Feb 2011
5134 posts
Posted on 9/27/14 at 6:57 am to
quote:

arseinclarse


How much do you pay a month in premiums? And is this just for individual or family?
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 9/27/14 at 6:58 am to
quote:

A current state worker (traditional family, wife, 2 kids) pays $380 a month in premiums. Then you have deductibles and co-pays.


Dude, I pay over $500 a month for myself and $600 a month for just the wife. I'm retired. Get a real job.
Posted by Nativebullet
Natchez, MS
Member since Feb 2011
5134 posts
Posted on 9/27/14 at 7:01 am to
quote:

Dude, I pay over $500 a month for myself and $600 a month for just the wife. I'm retired. Get a real job.


fishfighter, what did you retire from? Also, I thought I had a "real job".
Posted by LNCHBOX
70448
Member since Jun 2009
84118 posts
Posted on 9/27/14 at 7:05 am to
quote:

Is your former plan not subsidized by the state?


I love how you act like the state is the only employer that offers an employer contribution to health insurance benefit.

Would you rather the state just pay everyone higher waged in lieu of lower cost health insurance?
Posted by Sir Drinksalot
Member since Aug 2005
16745 posts
Posted on 9/27/14 at 7:08 am to
Our rates went up last year. The plans changed too.

You aren't being singled out
Posted by yellowfin
Coastal Bar
Member since May 2006
97643 posts
Posted on 9/27/14 at 7:10 am to
quote:

Would you rather the state just pay everyone higher waged in lieu of lower cost health insurance?


I'd rather they get rid of about half the positions then look at paying market wages and market benefits.

Louisiana has one of the largest state governments when compared to the number of residents
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