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Started By
Message
The Difference Between Google Wallet and Apple Pay
Posted on 9/11/14 at 4:23 am
Posted on 9/11/14 at 4:23 am
quote:
There's a lot of confusion in general regarding how NFC and NFC payments work and how Apple Pay compares to Google Wallet. Well, there's virtually no difference.
Here's a summary of what they both do:
- The both use NFC for mobile transaction.
- They both use a secure element.
- Google Wallet can work without a secure element, using Host Card Emulation.
- They both have an authentication interface (PIN, or fingerprint, or voice, or other biometric sensory input in the future).
- They both accept all the major banking, financial and credit card institutions in the USA. (Not sure if - Apple Pay accepts Discover Card)
- They both follow established mobile payment standards.
- Google Wallet will work where Apple Pay is accepted.
- Apple Pay will work where Google Wallet is accepted.
- You can use either at any PayPass terminal. Looks for the PayPass NFC logo to use mobile payments.
- They're both VERY SECURE.
Hopefully, this helps with some of the confusion.
LINK
8
Posted on 9/11/14 at 7:01 am to hikingfan
ApplePay is different. It's so much better. It'll be what makes NFC the best thing in the world.
Posted on 9/11/14 at 7:19 am to Murtagh
quote:
ApplePay is different. It's so much better. It'll be what makes NFC the best thing in the world.
Posted on 9/11/14 at 7:34 am to UltimateHog
So dude was wrong....
Posted on 9/11/14 at 7:53 am to hikingfan
quote:
Well, there's virtually no difference.
And there shouldn't be, if this is going to become the new way to pay they can't be very different. That's the entire point of giving up on BlueTooth/iBeacon and switching to NFC.
This post was edited on 9/11/14 at 7:54 am
Posted on 9/11/14 at 8:25 am to TigerinATL
About 3 years
Posted on 9/11/14 at 8:31 am to Sl4m
:rimshot:
But apple pay
But apple pay
Posted on 9/11/14 at 8:37 am to TigerinATL
quote:
That's the entire point of giving up on BlueTooth/iBeacon and switching to NFC.
They're not giving up on iBeacons. It was never meant for payments. In fact, HomeKit relies heavily on iBeacon.
This post was edited on 9/11/14 at 8:39 am
Posted on 9/11/14 at 9:42 am to hikingfan
How did Google push their version of Apple Pay out so quickly. It being so rushed, I'm guessing it's buggy.
Posted on 9/11/14 at 9:54 am to colorchangintiger
quote:
They're not giving up on iBeacons
I didn't mean to imply that they were, but the presumption had been that they would have preferred to implement a payment system with BlueTooth since they had been avoiding adding NFC long after it became fairly standard in Android phones.
Posted on 9/11/14 at 9:58 am to Murtagh
Does ApplePay collect and track your purchase history?
Posted on 9/11/14 at 10:00 am to TigerGman
That's it? That's all you have to say? 
Posted on 9/11/14 at 10:00 am to hikingfan
Supported vendors is where they differ and where apple advanced the tech. Google wallet users should be thanking Apple.
Posted on 9/11/14 at 10:02 am to hikingfan
Why are you android kids so fussy about apple now using a NFC pay system?
Its only going to make it more prevalent in stores, thus making Google Wallet more effective.
I swear, you people are so blind by your apple hate, you can't see the benefits to the collective system.
Its only going to make it more prevalent in stores, thus making Google Wallet more effective.
I swear, you people are so blind by your apple hate, you can't see the benefits to the collective system.
Posted on 9/11/14 at 10:03 am to BayouWrangler
quote:False...
Supported vendors is where they differ and where apple advanced the tech
Apple didn't advance anything. These are just vendors that will begin accepting NFC which can be used by any device supporting NFC. I do agree, however, that google is happy apple finally jumped on board.
Posted on 9/11/14 at 10:04 am to TigerGman
quote:
Does ApplePay collect and track your purchase history?
Does this mean you've realized you were wrong, so you've gone back to bashing Google's business model?
Posted on 9/11/14 at 10:05 am to ell_13
quote:
Apple didn't advance anything. These are just vendors that will begin accepting NFC.
So these vendors just happen to start accepting NFC payments when the most popular device starts to support it. . . Yeah ok.
Posted on 9/11/14 at 10:05 am to ell_13
quote:
Apple didn't advance anything.
quote:
These are just vendors that will begin accepting NFC which can be used by any device supporting NFC
because Apple got them on board
Posted on 9/11/14 at 10:07 am to BayouWrangler
quote:
Supported vendors is where they differ and where apple advanced the tech.
Most of those vendors have had NFC readers for a long time. I live in a podunk town, and my local McDonald's has had an NFC terminal for as long as I can remember.
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