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Campus Federal Credit Union
Posted on 8/6/14 at 1:27 pm
Posted on 8/6/14 at 1:27 pm
Anyone have experience with a credit card from Campus Federal? I'm looking for a good starter credit card and see that it has decent interest rates, and from what I understand, it's geared more towards students and recent graduates. I have a short credit history, but I have a "Good" credit score according to my reports.
I plan on maintaining a $1,000 limit, and paying off each month's balance almost in full, if not totally. It will be mainly for school expenses, gas, groceries, etc...no partying or crazy, unnecessary purchases. I realize credit is all a big game and you've got to play very carefully, but I feel it is time for me to come off the bench
Any advice would be appreciated
I plan on maintaining a $1,000 limit, and paying off each month's balance almost in full, if not totally. It will be mainly for school expenses, gas, groceries, etc...no partying or crazy, unnecessary purchases. I realize credit is all a big game and you've got to play very carefully, but I feel it is time for me to come off the bench
Any advice would be appreciated
4
Posted on 8/6/14 at 2:08 pm to TexasTiger90
Been with CFCU for 8 years. No complaints.
Posted on 8/6/14 at 2:18 pm to TexasTiger90
quote:
I plan on maintaining a $1,000 limit, and paying off each month's balance almost in full, if not totally.
Not a good attitude to start of with hoss
I've been with CFCU for 10 years with no complaints. No experience with their credit cards though
Posted on 8/6/14 at 2:29 pm to wizziko
What would be a better suggestion for an approach to have? I'm not being sarcastic at all, I'm trying to learn the best way to go about building my credit 
Posted on 8/6/14 at 5:16 pm to TexasTiger90
post this in the Credit Card Rewards thread as you'll get a lot of help there?
You listed that you have a short credit history. What all does that consist of?
You listed that you have a short credit history. What all does that consist of?
Posted on 8/6/14 at 5:32 pm to TexasTiger90
quote:
I plan on maintaining a $1,000 limit, and paying off each month's balance almost in full, if not totally. It will be mainly for school expenses, gas, groceries, etc...no partying or crazy, unnecessary purchases. I realize credit is all a big game and you've got to play very carefully, but I feel it is time for me to come off the bench
I do this, and I'm a huge fan.
Posted on 8/7/14 at 7:43 am to TexasTiger90
I've been with CFCU for about 8 years. Started off with a credit card with them in high school paying off the balance in full every month.
Once I finished college, I switched to new cards and now play the rewards game with new and current cards.
Always, Always pay off the balance every month.
Once I finished college, I switched to new cards and now play the rewards game with new and current cards.
Always, Always pay off the balance every month.
Posted on 8/7/14 at 9:26 am to wizziko
quote:
You listed that you have a short credit history. What all does that consist of?
I have never financed anything on my own, and the only debt I have are student loans. Car is paid for, I rent my room at the house I live at, so getting my first credit card would bump my credit score up significantly, as long as I deal with it responsibly
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