Thoughts on This Fund

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Thinking about this one in addition to my large cap in my Roth. Any thoughts

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Successful investing is all about having a diversified portfolio. Having some money in equities/stocks and some money in other debt instruments like bonds. Beyond that you want some representation in small, medium and large cap type funds to minimize your volatility in accordance to your risk tolerance.

Theres nothing wrong with the fund you listed and its a large growth type fund. Without seeing the existing large cap its difficult to say what additional benefit you'd have by adding the new fund.

The FLGEX fund is also a large cap growth fund and outperforms the fund you are considering at the 5 year mark.

The big difference is where the funds money is going, the FLGEX is 98% in US stocks. The alternative is only 52% in US. So when the US is doing well so are you, but when the international market is doing well you may miss out.

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I'd consider adding the FWWFX if only to cushion myself in the event that the US Stock Mkt has a tumble.

At a more elemental level, I'd tell you to better diversify now instead of waiting. Energy and Large Caps are great but you may be better served in the long term by getting into some small or mid cap funds.

If you dont like the idea of buying and switching allocations then consider investing all of the money in a target retirement date style fund. In this way all you have to do is contribute and let a professional manage the portfolio choices for you.

ETA - I'm not a financial manager but a miserly MBA who likes dabbling with investments. Use my advice accordingly.

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I'm exposed to small, mid, large, international, and bonds in my 401k. Should I mirror this allocation in my Roth ??

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I know some folks that use the Roth as their more playful investment because the dollar figure is typically much lower than in their 401k.

I dont really see any harm in this knowing that your overall portfolio seems to be diversified/balanced and that you arent investing solely in the Roth.

In the overall scheme you want balance across the spectrum of your investments. I dont see any real harm in adding the new fund under the circumstances you outline.