Is this type of increase in homeowner's insurance common?

I'd say it's not common. I've never experienced increases anywhere near the % increases you described, even when I increased my liability coverage.

Call your agent and ask for an explanation.

I fear how large my increase will be in the near future. Had a new roof replaced with a hail damage claim less than 12 months into my first year of owning the home.

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n my current house my 1st year of HO insurance was $1,029, my 2nd year it increased $1,299 and now for the upcoming year it's showing $1,806. This seems like an outrageous increase. is this common or should I be furious?

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No claims? Same coverage? If so, then you are being taken advantage of. At a minimum I'd call my agent and ask them what the hell is going on. I'm not even sure I'd give them a chance to correct it unless they have a really good explanation. I'd probably bail the first chance I got.

Meh, it's not the agent's fault. If you're agent is independent just call and firmly but politely have them shop it with other carriers. If your agent is captive, then call an independent agent.

The first increase could have just been an accross the class increase.

The second increase is not normal. They had to have made a significant change to the policy - increased limits perhaps - or changed your rating class.

I would not be satisfied with the "we don't know, we'll shop it" line. They (the agent) needs to call the insurer and ask what is going on.

If they are busy, I can see it taking a couple of days to get some quotes and get back to you.

When does the policy renew? I'd call your current agent back and ask them to try harder. If they won't budget, I'd find a new one.

Who was the coverage with? I know Liberty Mutual has rising a good bit since I went with them 4 years ago.