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General refinance question
Posted on 4/23/14 at 9:32 pm
Posted on 4/23/14 at 9:32 pm
How long do you have to wait before refinancing? I believe its referred to as seasoning?
Does it depend on the lender? Type of loan etc?
Does it depend on the lender? Type of loan etc?
1
Posted on 4/24/14 at 9:14 am to HailToTheChiz
if you currently have a FHA loan, you have to wait 12 months before refinancing.
on the conforming side, if you are looking to do a cash out refi you have to wait min 6 months before you can refinance.
what type of loan do you have and whats the purpose to refinance. are you thinking about cutting down on your terms, looking to consolidate debt.
on the conforming side, if you are looking to do a cash out refi you have to wait min 6 months before you can refinance.
what type of loan do you have and whats the purpose to refinance. are you thinking about cutting down on your terms, looking to consolidate debt.
Posted on 4/24/14 at 10:04 am to lsu tigerdog
I have FHA loan.
Not even sure if I want to refi. My main reason is I have PMI and I was told of a program I can get in with another bank that will let me do no PMI
Also thinking of going 30 yr to 15 yr fixed
Not even sure if I want to refi. My main reason is I have PMI and I was told of a program I can get in with another bank that will let me do no PMI
Also thinking of going 30 yr to 15 yr fixed
Posted on 4/24/14 at 11:01 am to HailToTheChiz
unfortunately if you keep the FHA loan, the pmi is for the life of the loan.
if you refi on the conforming side, you can buy out the pmi or have it financed into the loan.
when did you take out fha loan, what do you think your home could be appraised for.
if you want, call me at 291.7901 x224.i'm a broker here in town,,.no pressure on my end. we can go over numbers, no need to pull credit either.
if you refi on the conforming side, you can buy out the pmi or have it financed into the loan.
when did you take out fha loan, what do you think your home could be appraised for.
if you want, call me at 291.7901 x224.i'm a broker here in town,,.no pressure on my end. we can go over numbers, no need to pull credit either.
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