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Georgia Teen Accidentally Receives $31k Bank Deposit, Spends It.

Posted on 3/27/14 at 2:01 pm
Posted by GaryMyMan
Shreveport
Member since May 2007
13498 posts
Posted on 3/27/14 at 2:01 pm
LINK

quote:

Earlier this month, a bank teller accidentally deposited $31,000 into a teenager's bank account. The teen did the sensible thing and immediately started buying shite, spending more than $25,000 in just ten days.


quote:

On March 7, a customer at a Athens, Ga. bank attempted to deposit $31,000 into his account at First Citizens Bank. But, as it turns out, there was more than one customer at the bank with the man's name, and the teller accidentally deposited the money into the wrong person's account.


That's a whole bunch of shots at Gen. Beauregard's.
Posted by Yellerhammer5
Member since Oct 2012
10850 posts
Posted on 3/27/14 at 2:02 pm to
Posted by wickowick
Head of Island
Member since Dec 2006
45794 posts
Posted on 3/27/14 at 2:02 pm to
Someone is going to be looking for a new job...
Posted by TreyAnastasio
Bitch I'm From Cleveland
Member since Dec 2010
46759 posts
Posted on 3/27/14 at 2:03 pm to
He's gonna see the inside of jail I bet
Posted by TiGeRTeRRoR
Member since Nov 2003
19883 posts
Posted on 3/27/14 at 2:03 pm to
Must play at UGA.
Posted by NOX
Member since Dec 2009
5917 posts
Posted on 3/27/14 at 2:04 pm to
he ( the teen) will have to repay every cent
This post was edited on 3/27/14 at 2:05 pm
Posted by TreyAnastasio
Bitch I'm From Cleveland
Member since Dec 2010
46759 posts
Posted on 3/27/14 at 2:05 pm to
quote:

she will have to repay every cent


Which is bullshite. Its the banks fault. But ya, repay or go to pmita prison.
Posted by mpar98
Baton Rouge
Member since Jan 2006
8034 posts
Posted on 3/27/14 at 2:05 pm to
yeah...how exactly does that work...payment plan or all at once?
Posted by csorre1
Member since Apr 2010
6307 posts
Posted on 3/27/14 at 2:06 pm to
The system is very straightforward. If you make a banking mistake, you are at fault. If the bank makes a banking mistake, you are at fault. In this instance, the only correct action on the teen's part would have been to inform the bank of the error as soon as it was discovered.
Posted by LSUBanker
Gonzales, La
Member since Sep 2003
2552 posts
Posted on 3/27/14 at 2:06 pm to
Tellers making deposits into the wrong account happen more often than you think.

Posted by Sev09
Nantucket
Member since Feb 2011
15555 posts
Posted on 3/27/14 at 2:06 pm to
That's what the FDIC is for. Teen enjoys cash spree and original customer still gets money.

Total wallet ache felt by tax paying american public by this mistake: .02 cents. Not 2 cents. .02.
This post was edited on 3/27/14 at 2:09 pm
Posted by teke184
Zachary, LA
Member since Jan 2007
94846 posts
Posted on 3/27/14 at 2:06 pm to
quote:

he ( the teen) will have to repay every cent


That's going to take quite a while, given that this genius will likely be asking "You want fries with that" for a living.

Trying to BS the bank by claiming that the $30K was an inheritance is pretty stupid given that they've got the records of where it came from.
Posted by Ford Frenzy
337 posts
Member since Aug 2010
6876 posts
Posted on 3/27/14 at 2:06 pm to
the teenager will be at fault for knowingly spending money that wasn't his/hers
Posted by TigerFred
Feeding hamsters
Member since Aug 2003
27167 posts
Posted on 3/27/14 at 2:07 pm to
It's the banks fault for making a mistake. It is his fault for spending the money that he knew wasn't his.
Posted by moneyg
Member since Jun 2006
56365 posts
Posted on 3/27/14 at 2:07 pm to
quote:

Which is bullshite.


no
Posted by GaryMyMan
Shreveport
Member since May 2007
13498 posts
Posted on 3/27/14 at 2:08 pm to
If it were me I'd withdraw the cash and put it in a safety deposit box at another bank, go to the first bank and offer them half. Then I'd get thrown in jail and they'd take it all.
Posted by TreyAnastasio
Bitch I'm From Cleveland
Member since Dec 2010
46759 posts
Posted on 3/27/14 at 2:08 pm to
Money in my account is mine

But I understand what the law is, and what the repercussions are. I just think its a raw deal.
Posted by LSUBanker
Gonzales, La
Member since Sep 2003
2552 posts
Posted on 3/27/14 at 2:09 pm to
quote:

That's what the FDIC is for


uhhh...how about no.
Posted by lsunurse
Member since Dec 2005
128950 posts
Posted on 3/27/14 at 2:10 pm to
quote:

Which is bullshite. Its the banks fault. But ya, repay or go to pmita prison.


No it's not. This isn't like an extra hundred dollars in his account that he figured maybe really was his....this was thousands of dollars.



Posted by TigerFred
Feeding hamsters
Member since Aug 2003
27167 posts
Posted on 3/27/14 at 2:10 pm to
If your neighbor comes home and parks his vehicle in your driveway and leaves the keys in, do you get to keep it?
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