- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Suntrust Bank
Posted on 3/10/14 at 11:21 am
Posted on 3/10/14 at 11:21 am
Are they pleasant to deal with? Surprise you with hidden fees for household checking accounts?
They have a lot of branch locations in my area and free checking if you meet certain requirements. I was wondering if they are frustrating or if people had bad experiences with them. I'm switching from Regions and looking for alternatives.
They have a lot of branch locations in my area and free checking if you meet certain requirements. I was wondering if they are frustrating or if people had bad experiences with them. I'm switching from Regions and looking for alternatives.
This post was edited on 3/10/14 at 11:25 am
2
Posted on 3/10/14 at 11:35 am to dewster
I had a SunTrust account and closed it in favor of Capital One 360 (was ING Direct).
If you're looking for pleasant then you might be better off with a credit union or smaller bank. They have a zillion branches in the southeast so you'll find friendly branch folk and not-so-friendly.
Lots of fees just like any other large bank and don't expect any of the above mentioned branch folk, friendly or otherwise, to help you out in that area. Also, that free checking might not be free for long (banks are trying to ease away from this).
IMO, large banks are only advantageous if you are bringing a lot of relationships (loans, investments, insurance, etc). That's when you get treated well. If you're just opening a checking and maybe a savings, expect to be customer 48284zy29kw just like anywhere else.
If you're looking for pleasant then you might be better off with a credit union or smaller bank. They have a zillion branches in the southeast so you'll find friendly branch folk and not-so-friendly.
Lots of fees just like any other large bank and don't expect any of the above mentioned branch folk, friendly or otherwise, to help you out in that area. Also, that free checking might not be free for long (banks are trying to ease away from this).
IMO, large banks are only advantageous if you are bringing a lot of relationships (loans, investments, insurance, etc). That's when you get treated well. If you're just opening a checking and maybe a savings, expect to be customer 48284zy29kw just like anywhere else.
Posted on 3/10/14 at 11:44 am to dewster
+1 for smaller banks. I've had accounts at larger banks, but I settled on a small local bank with only 5 branches. When I call the bank, I don't have to press 1 for English and navigate an endless menu. I get a person and many in the branch I go to most frequently know me by name. My checking account does have a monthly fee (< $10) but I don't mind it because I like doing business with them.
Posted on 3/10/14 at 11:58 am to jeepfreak
There is a smaller outfit based in my town. I'll have to check them out. They appear to offer the same services as Regions......they have low fees that are waived completely for requirements that we'll easily meet. Looks like they do the same type of lending as well.
Unfortunately there are no CapOne bank branches nearby, and Iberiabank's nearest branch isn't very convenient.
Unfortunately there are no CapOne bank branches nearby, and Iberiabank's nearest branch isn't very convenient.
This post was edited on 3/11/14 at 9:03 am
Posted on 3/10/14 at 2:11 pm to dewster
Yeah definitely look around. If you just want a deposit/checking relationship that can be had at nearly every bank, and smaller banks just do a better job at customer service.
Capital One 360 is actually 100% online and is separate from brick-and-mortar Capital One...I actually can't do anything in a branch. But if you can do without branches it is fantastic and the customer service is excellent. No fees, not even for overdrafts.
Capital One 360 is actually 100% online and is separate from brick-and-mortar Capital One...I actually can't do anything in a branch. But if you can do without branches it is fantastic and the customer service is excellent. No fees, not even for overdrafts.
This post was edited on 3/10/14 at 2:12 pm
Posted on 3/11/14 at 9:06 am to ZereauxSum
I'm expecting some fees these days with all banks....and if not now, in the fairly near future.
I took your advice (which was similar to what a family member suggested) and found a smaller bank that we like. They have a good fee schedule and seem to be growing pretty quickly in the area. They have a couple of branches near us that are convenient.
I took your advice (which was similar to what a family member suggested) and found a smaller bank that we like. They have a good fee schedule and seem to be growing pretty quickly in the area. They have a couple of branches near us that are convenient.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News