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Anyone use Simple?

Posted on 10/9/13 at 9:30 pm
Posted by lynxcat
Member since Jan 2008
24151 posts
Posted on 10/9/13 at 9:30 pm
This is like Mint with banking functionality.

The only thing it is missing -- a loyalty program that rewards you for using a debit card like it is a credit card. It would cut margins but I would switch to this in a heartbeat.

Any risks that I am missing? Very cool idea, IMO.

LINK /
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/9/13 at 9:38 pm to
What are they doing that other banks aren't? I don't see a reason to switch.
Posted by lynxcat
Member since Jan 2008
24151 posts
Posted on 10/9/13 at 10:59 pm to
Zero fees, a UI focused specifically towards budgeting, savings, tracking (similar to Mint) and improved customer service.

Those are the things that stood out to me.
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/9/13 at 11:05 pm to
Schwab charges me no fees either. Quicken has a mobile app for budgeting and tracking, makes sense since they own Mint plus they track *everything*, not just what I have at Schwab.
Posted by lynxcat
Member since Jan 2008
24151 posts
Posted on 10/10/13 at 1:08 am to
I use Chuck and Mint so I am good for a banking solution that works for me. However, if I was paying any fees, then I would take a look at this and/or if budgeting was an issue (thankfully, it is not).

More of an open question to the board. I came across it tonight and we have these threads commonly discussing Mint and the like.
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/10/13 at 11:53 am to
Posted by BamaFan89
T-Town
Member since Dec 2009
19297 posts
Posted on 10/10/13 at 8:25 pm to
I've used Simple for almost a year now and I enjoy it.

quote:

a loyalty program that rewards you for using a debit card like it is a credit card.


That would be nice.


quote:

Any risks that I am missing?


None that I'm aware of.
Posted by stendulkar
Member since Aug 2012
767 posts
Posted on 10/12/13 at 12:43 pm to
Simple announces MoneyDrop to help you send money to nearby friends

Getting mugged will be super geeky in the future
quote:

Heh…

“GIVE ME ALL YOUR MONEY!”
“… does your smartphone have Bluetooth Low Energy?”
“.. uh..what? um .. no I don’t think so… how do I fin…”
“Sorry, can’t help you, better luck with the next guy!”
“..oh, .. ok, well, thanks anyway”
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