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PenFed has a deal where if you use their car buying service you can get a .99% loan rate or if you just want financing the rate is 1.99% for up to 60 months and they will go to 72 months. I haven't used the car buying service so can't speak to the value of that, but got a rate of .49% last year from PenFed approved in about a minute calling from a dealership when my wife had to have a new car. If you are non-military you can join for a one time $20 fee/donation.
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