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Started By
Message
Auto Loan
Posted on 9/10/13 at 6:58 pm
Posted on 9/10/13 at 6:58 pm
Any suggestions on who to use for an auto loan?
TIA
TIA
4
Posted on 9/10/13 at 7:15 pm to Golfer2012
Penfed
Posted on 9/10/13 at 7:17 pm to Golfer2012
Don't
Pay cash
Pay cash
Posted on 9/10/13 at 7:22 pm to Golfer2012
1. cash is king
2. credit union
3. slightly used car - let someone else take the depreciation hit
2. credit union
3. slightly used car - let someone else take the depreciation hit
Posted on 9/10/13 at 7:36 pm to Golfer2012
Pen fed
Posted on 9/10/13 at 8:23 pm to 756
Cash is not king. Dealers want you to finance "through them" and if you can finance a vehicle for 48-60 months for 2% or less why would you ever pay cash?
Posted on 9/10/13 at 8:30 pm to Hoyt
quote:
Cash is not king. Dealers want you to finance "through them" and if you can finance a vehicle for 48-60 months for 2% or less why would you ever pay cash?
This. Penfed or a credit union. Very low interest rates right now, no reason to pay cash.
Posted on 9/10/13 at 10:05 pm to LSUtigerME
I could think of one reason. Peace of mind.
Posted on 9/10/13 at 10:58 pm to Will Cover
Peace of mind to me is using the same money to earn 6-8% while I'm only paying 1-2% interest on an auto loan.
Posted on 9/11/13 at 8:02 am to Will Cover
quote:
I could think of one reason. Peace of mind.
A false sense of peace of mind. What really makes you feel better about it? Having the title in your possession? These days, it isn't very hard to set up an online recurring payment through your bank.
Posted on 9/11/13 at 9:06 am to HeadyMurphey
Credit Union. My wife and I both have auto loans through our credit union and the rates are less than 2%.
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