Insurance headache | TigerDroppings.com

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momoffourbabes
Member since Jul 2012
31 posts

Insurance headache



Today our car insurance bill arrived. We pay 1700 per 6 months for two cars. We have two adult drivers, no wrecks, multi policy discount and 1K deductible. I called Geico and they quoted 800 for both cars per 6 months. Knowing State Farm will drop my home owners policy I started to price all policies. Geico homeowners is more, but the hurricane deductible is 2 percent less. Anyone here have Geico for homeowners?






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Mr.Perfect
Louisiana
Member since Mar 2013
5394 posts
 Online 

re: Insurance headache


What are your limits on auto?





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Mr.Perfect
Louisiana
Member since Mar 2013
5394 posts
 Online 

re: Insurance headache


And state farm wants out of Louisiana. Do you have an agent shopping for you? A lot of homeowners carriers do not write direct





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iknowmorethanyou
LSU Fan
Paydirt
Member since Jul 2007
4667 posts

re: Insurance headache


Shop around for the home and go with Geico for auto.





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GenesChin
Texas A&M Fan
The Promise Land
Member since Feb 2012
13089 posts

re: Insurance headache


Find a way to get USAA. If one of your parents ever served a second in the military you pretty much qualified







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JD10
USA Fan
Member since Aug 2010
552 posts

re: Insurance headache


You must mean Farmers Insurance.





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TheLankiestLawyer
Member since Jun 2013
1803 posts

re: Insurance headache


Does a grandparent serving qualify you for USAA?





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Motorboat
LSU Fan
At the camp
Member since Oct 2007
11182 posts

re: Insurance headache


Call an independent agent and have him shop around for you. /thread





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ljd4662
LA-Lafayette Fan
Baton Rouge
Member since Aug 2012
88 posts

re: Insurance headache


I have geico for auto and homeowners. 470 per 6 months for auto with 1k deductible (250/500 coverage). 650 per year for the house (i think 140k for the structure and maybe 80k for belongings if i remember correctly). Geico subs out the homeowners and flood to ASI


This post was edited on 7/16 at 8:16 am


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eng08
LSU Fan
Member since Jan 2013
2213 posts

re: Insurance headache


Yes, I have USAA through my grandfather serving in WWII.

Dunno about how you go around getting it though, he enrolled then got my parents enrolled and I was automatically enrolled at that point.

Their car insurance is pretty good, but house is hit or miss. They don't like to insure older houses from what I understand.






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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41979 posts

re: Insurance headache


quote:

Does a grandparent serving qualify you for USAA?


Yes... Thats how I got mine






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Mr.Perfect
Louisiana
Member since Mar 2013
5394 posts
 Online 

re: Insurance headache


USAA is not writing new business in a lot of areas in louisiana. If not all.





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momoffourbabes
Member since Jul 2012
31 posts

re: Insurance headache


I have tried to get USAA the past two years. They are not writing policies. Right now I am trying to figure out the prices on my current policies to compare. My umbrella policy was quoted 300 more by Geico, but I did not realize in LA uninsured motorist is an option on an umbrella.





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momoffourbabes
Member since Jul 2012
31 posts

re: Insurance headache


Homeowners is written by Arrowhead. I could not find rating information on insurance comm. website. I called the Insurance commissioner and they were not able to provide any info.





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Mr.Perfect
Louisiana
Member since Mar 2013
5394 posts
 Online 

re: Insurance headache


No real need for UM in an umbrella. Especially if you have good medical insurance





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Laryngitis
BYU Fan
SouthLA
Member since May 2010
253 posts

re: Insurance headache


quote:

state farm wants out of Louisiana


Where did you hear this?






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Paul Allen
USA Fan
Baton Rouge, LA
Member since Nov 2007
30345 posts

re: Insurance headache


quote:

quote:
state farm wants out of Louisiana



Say what?






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