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Flood Insurance contents coverage
Posted on 6/5/13 at 4:07 pm
Posted on 6/5/13 at 4:07 pm
First time homeowner...
What amount of coverage do I need on a 3000sf house (2 story with approx 1800sf on the ground level). I am 3 ft above base flood elevaton. I dont have top of the line anyting right now. Is 35k in the right range?
Thanks
What amount of coverage do I need on a 3000sf house (2 story with approx 1800sf on the ground level). I am 3 ft above base flood elevaton. I dont have top of the line anyting right now. Is 35k in the right range?
Thanks
5
Posted on 6/5/13 at 7:06 pm to CWilken21
Its cheap as frick, double what you think it might be. You will never notice the cash....unless you are underinsured in a flood 
Posted on 6/5/13 at 7:38 pm to CWilken21
Remember flood won't cover contents in sheds, etc or anything lower than the first floor besides a few exceptions...
Posted on 6/5/13 at 7:57 pm to CWilken21
What your flood zone? Go 250/100
Posted on 6/6/13 at 8:23 am to Chad504boy
Im in AE flood zone. I have the building as 250 and I will take your recomendation for contents as 100. Thanks
Posted on 6/6/13 at 8:52 am to CWilken21
If you're 3 ft above BFE, go with the maximum 250/100. It will be about $343/year or very close to it.
Posted on 6/6/13 at 6:40 pm to CWilken21
You will get paid on the depreciated value of your contents.
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