Don't look at me like that.

I know, I know.

It's a bad move as a general investing practice.

But I'm wondering if it's a bad move as well regarding lump sum buy ins.

I just feel like I'll kick myself if I drop 5k now only to have it tumble a month from now.

It's also a retirement account, so 5500 yearly inflow cap so it matters more than otherwise regarding the quantity of shares that can be purchased.

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Posted by LSUTigers00884

Lafayette

Member since Oct 2011

1160 posts

Posted on 5/20/13 at 7:36 am to Volvagia

When people feel this way, I always say then don't invest.

But won't you be kicking yourself in a year when there hasn't been any draw back.

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Posted by Broke

AKA Buttercup

Member since Sep 2006

65044 posts

Posted on 5/20/13 at 10:58 am to Volvagia

Is this insurance or a retirement account?

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Posted by roguetiger15

Member since Jan 2013

16148 posts

Posted on 5/20/13 at 11:17 am to Broke

if there is any time to do it it's right now. the ONLY reason why i say it is bc we have a constant right now (qe) that is artificially rising the markets. you'r problem will be timing it right in terms of getting out. just my .02

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Posted by Volvagia

Fort Worth

Member since Mar 2006

51895 posts

Posted on 5/20/13 at 11:27 am to roguetiger15

Exactly my thoughts.

It's good markets now, but it's an artificially inflated house of cards.

And the destination is a ROTH Ira broke.

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Posted by NC_Tigah

Carolinas

Member since Sep 2003

123781 posts

Posted on 5/20/13 at 12:00 pm to Volvagia

quote:
Exactly my thoughts.

It's good markets now, but it's an artificially inflated house of cards.

Meh.

IF the IRS scandal led to tax reform, IF other changes occurred in DC . . . NatGas emphasis etc., the markets might not look back even as the QE faucet is closed down.

It's always a best guess.
Put funds in play incrementally if the downside risk leaves you hesitant.

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