Homeowners Insurance Question

when you say "roll it into the payment" I assume you mean that your mortgage company will set up an escrow account for homeowners insurance and property tax. I have geico and the homeowners and auto policies are bundled together. The homeowners policy is escrowed by the mortgage company.

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if I bundle my auto, homeowners insurance could I still roll it into the payment?

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You get the bundle discount from the insurance company regardless of how it's paid but no, you can't pay your auto insurance out of your escrow account.

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Well what about still bundling everything, and just paying the homeowners out of the escrow account?

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Sure. Your lender may even require it.

We were able to NOT escrow our ho insurance ... WE kept OUR money and paid it when due. Same for taxes.

Local bank that then sold it to Standard Mortgage but it had to do more with having equity in the home.

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no, and it not a good idea. Over the years you will trade autos, or drop collision. but you will still be obligated to the monthly note

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hah