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ynlvr
LSU Fan
Baton Rouge
Member since Feb 2009
779 posts

What can I expect to pay for a good HELOC rate?


Credit score above 760. Generally strong financial position. Prime plus 1.5?






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Bayou Tiger
LSU Fan
The Woodlands, TX
Member since Nov 2003
3188 posts

re: What can I expect to pay for a good HELOC rate?


That's probably about right. I got mine two years ago with top credit, and the rate is prime plus 1.875% through Wells Fargo.

Unless a family has a tendency to run up debt against any available credit, I can't think of a reason not to have one.






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