- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
How to get a credit card with no credit?
Posted on 5/23/11 at 7:10 pm
Posted on 5/23/11 at 7:10 pm
Okay, I am recently graduated from college, have a full time job, and have never had to take out a loan or needed a credit card. But now (too late to the show, I admit) I would like to get a credit card to help build credit for when I buy a house or vehicle in the future.
I would prefer not to get one of those Prepaid or Secured cards, but are those my only options? Or are there certain entities who accept people with no credit history?
What is the best way to go about building credit?
TIA
I would prefer not to get one of those Prepaid or Secured cards, but are those my only options? Or are there certain entities who accept people with no credit history?
What is the best way to go about building credit?
TIA
5
Posted on 5/23/11 at 7:54 pm to SLafourche07
call Discover
Posted on 5/23/11 at 8:09 pm to SLafourche07
When I was ready to buy an engagement ring, I called Chase and they gave me my first credit card with a $7000 limit and 0% for 6 months. Bought a $4000 ring and paid it off the next week. Never touched it since and have been in my first home for almost a year. May not be the smartest thing but to each his own.
Posted on 5/23/11 at 8:19 pm to ELESYU
I've applied to Chase and was denied. Do you have a better shot if you call or does it not make a difference?
Posted on 5/23/11 at 8:30 pm to SLafourche07
When my wife and I first got married we got turned down for a gas card 
AMEX gave us a card, though. We use it for groceries and pay it off each month
AMEX gave us a card, though. We use it for groceries and pay it off each month
Posted on 5/23/11 at 9:54 pm to SLafourche07
Are you working? I was working but not making much money and paying a truck note at the time. Maybe that's why I got it so easy.
Posted on 5/23/11 at 11:56 pm to SLafourche07
Rob someone.
Posted on 5/24/11 at 8:24 am to SLafourche07
Talk to someone at your local bank branch and see if you can get a credit card sponsored by your bank. My fiancee was in your same position a while back.
Posted on 5/24/11 at 1:16 pm to TigerTree
American Express is a good option.
I got turned down 3 or 4 times for my first card but AMEX gave me one of theirs and waved the first year fee.
I got turned down 3 or 4 times for my first card but AMEX gave me one of theirs and waved the first year fee.
Posted on 5/24/11 at 10:35 pm to lynxcat
Sign of the times.... Three years ago you could easily get a credit card, as long as you have not been in jail for the previous 5 Years...
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News