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used car loan
Posted on 9/27/10 at 9:20 am
Posted on 9/27/10 at 9:20 am
I'm looking into purchasing a used vehicle sometime in the near future and I want to see what kind of interest rate I can get. I bank with Capital One and have been receiving emails that show rates as low as 5%. If I apply for a loan (locks in a rate for 45 days) and don't use it, will that negatively affect my credit? I really just want to see what kind of rate I qualify for.
Posted on 9/27/10 at 9:38 am to jeghead08
Depends on the type of car you purchase as to the type of loan you can get. Start with Neighbors Federal Credit Union in BR.
Posted on 9/27/10 at 10:37 am to jeghead08
quote:
I bank with Capital One
Fine, but get your loan somewhere else.
Neighbors FCU, Pentagon FCU (can join for $20), USAA are good bets.
Posted on 9/27/10 at 10:46 am to Will Cover
I just applied and for an 07-08 vehicle they gave me 6.14%. You think I can do better at a credit union?
Posted on 9/27/10 at 11:08 am to jeghead08
quote:
You think I can do better at a credit union?
I got a 3.49% loan from neighbors few months ago.
Posted on 9/27/10 at 12:45 pm to Chad504boy
You should be able to get around 4.5% or less
Posted on 9/27/10 at 1:35 pm to jmtigers
I got 3.99% at Chase for an '08, and Wells Fargo (dealership financing) matched it.
Posted on 9/27/10 at 1:37 pm to jeghead08
I got 3.49% through State Farm Bank.
Posted on 9/28/10 at 7:01 am to jeghead08
My wife got 3.75% through Neighbors like 2 weeks ago on an 08 Suburban
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