POG, I've bought two guns from Bud's. Was pleased w/ both, although I wish you could use a credit card w/o paying 3% extra. Shipping was prompt, although slowed some, as expected, since I had to mail money order to them. I did not get the insurance.
I've ordered a few things from them, no guns though. I'm waiting on my second batch of exploding targets to come in now. I was planning on ordering the H&R shotgun I wanted from them but I found it at BPS for the same price I would have paid after the ffl transfer, so I bought it there.