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Started By
Message
Best place to get a good rate on a boat loan?
Posted on 2/2/16 at 4:25 am
Posted on 2/2/16 at 4:25 am
About to pull the trigger.
TIA
TIA
14
Posted on 2/2/16 at 5:07 am to tigerman03
Try essential credit union. Good time of the year to buy. You will find great deals at the boat shows.
Posted on 2/2/16 at 5:17 am to tigerman03
New or used?
Posted on 2/2/16 at 5:20 am to civiltiger07
New
Posted on 2/2/16 at 5:53 am to tigerman03
My neighbor told me Bass Pro Shop finances the boats they sell. I don't have any personal experience dealing with them.
Posted on 2/2/16 at 6:18 am to bird35
what's a good loan rate for a boat?
Edit: OP, whatcha gettin'?
Edit: OP, whatcha gettin'?
This post was edited on 2/2/16 at 6:19 am
Posted on 2/2/16 at 6:25 am to tigerman03
When I bought my boat the dealership had a broker that searched for the best rates. I ended up around 4%.
ETA: yea what ya gettin
ETA: yea what ya gettin
This post was edited on 2/2/16 at 6:55 am
Posted on 2/2/16 at 6:36 am to civiltiger07
Looking like a Robalo R200
150 Yamaha.
Y'all familiar with these?
150 Yamaha.
Y'all familiar with these?
Posted on 2/2/16 at 7:29 am to tigerman03
Try chase bank
Posted on 2/2/16 at 7:33 am to tigerman03
I used State Farm.
Posted on 2/2/16 at 7:36 am to tigerman03
Credit union will approve you
Posted on 2/2/16 at 7:53 am to EyeoftheEldrick12
Do people actually finance for 20-30 years on these things? I mean, some cost the same as a brand new truck. I'd like a new bass boat, but can't see paying $300+ for the next 30 years.
I need to find a rich aunt or something
I need to find a rich aunt or something
Posted on 2/2/16 at 7:54 am to tigerman03
quote:
New
If your in a psoitiin of needing to finance (who isn't) a luxury like a boat, you should really look around and buy a nice used one and save several thousands of $
What boat are you looking at?
Posted on 2/2/16 at 7:59 am to Black
It depends on price just like a truck.They offer different terms (duration and interest) depending on the anount financed. Credit union in BR wouldn't offer me anything more than 8-10 years on the amount I wanted to finance
Credit union wouldnt give me a good enough rate so my FIL bought my boat outright and I paid him back in 2.5 years (interest free)
quote:
I need to find a rich aunt or something
Credit union wouldnt give me a good enough rate so my FIL bought my boat outright and I paid him back in 2.5 years (interest free)
This post was edited on 2/2/16 at 8:08 am
Posted on 2/2/16 at 8:06 am to tigerman03
quote:
boat
quote:
loan
You sure bout dis?
Posted on 2/2/16 at 8:12 am to tigerman03
Chase bank doesn't do boat loans anymore, but when they did they were dirt cheap. Probably has something to do with it.
I searched around for the best rates and ended up with a local credit union around 5%.
It also depends on how much you are financing. At most places you'll be able to get better loan terms if you finance above 25,000.
I searched around for the best rates and ended up with a local credit union around 5%.
It also depends on how much you are financing. At most places you'll be able to get better loan terms if you finance above 25,000.
Posted on 2/2/16 at 8:16 am to tigerman03
May want to look at boat manufacturer or Yamaha, sometimes when you buy a packaged boat they have great loan terms - When I bought my WarEagle it had a 40h Honda tiller, I ended up financing through Honda they beat any bank term/rate.
Posted on 2/2/16 at 8:56 am to swanny297
Posted on 2/2/16 at 10:06 am to tigerman03
Lightstream had the best rates when I purchased several months ago. Navy Fed and several local credit unions couldn't come close.
Posted on 2/2/16 at 10:24 am to Ben Dare
Does Neighbors FCU do boat loans? Check w/ them.
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