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Started By
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Spinoff: looking for a car with a monthly payment ~$350
Posted on 5/7/15 at 6:46 am
Posted on 5/7/15 at 6:46 am
About to finish paying off a student loan and that will free up $360/month. I want to use that to buy a new car, what level car can I get with that payment?
Posted on 5/7/15 at 6:49 am to Tiger1242
WAYYYYY too many intangibles to answer this question with information provided.
What's your credit score?
How much are you putting down?
How long are you looking to pay for it?
Without knowing this information, there's no way to answer this question accurately.
What's your credit score?
How much are you putting down?
How long are you looking to pay for it?
Without knowing this information, there's no way to answer this question accurately.
Posted on 5/7/15 at 6:51 am to Tiger1242
quote:
Tiger1242
Whatever you do, DO NOT go to a dealership and tell them you are looking to pay $360/month.
Posted on 5/7/15 at 6:51 am to BayouBrawl
I haven't looked that far into it yet, I know my credit score is 752
Posted on 5/7/15 at 6:52 am to Tiger1242
Shopping by payment? One that when you're done paying for it you'll have paid way too much.
Posted on 5/7/15 at 6:54 am to Tortious
Never tell a dealer what you want to pay per month .. Do some research then come back and talk .
Posted on 5/7/15 at 6:55 am to Tiger1242
You want a vehicle based on a monthly payment?
One of the strangest things I've seen on here.
One of the strangest things I've seen on here.
Posted on 5/7/15 at 6:55 am to Tiger1242
One bit of advice. Never buy a car based off a monthly payment. You're going to get screwed by doing this.
Posted on 5/7/15 at 6:57 am to MrLarson
I'm not retarded, I'm not going to walk into a dealership and say "hey I want to pay $350/month give me a car."
I'm just trying to get an idea of the type of car I can get
I'm just trying to get an idea of the type of car I can get
Posted on 5/7/15 at 7:00 am to Tiger1242
That's the thing. You can get any basic vehicle in the world based off of that number.
It just depends on how long you finance it for.
Come on man. Think about it.
You want an f150? You got it.
You want a Kia? You got it.
You want a jeep? You got it.
It just depends on how long you finance it for.
Come on man. Think about it.
You want an f150? You got it.
You want a Kia? You got it.
You want a jeep? You got it.
Posted on 5/7/15 at 7:01 am to Tiger1242
Go online to one of those payment calculators and play around with the price of the car and number of years you want to pay. That'll give you an idea.
I think bankrate.com may have one.
I think bankrate.com may have one.
Posted on 5/7/15 at 7:01 am to Tiger1242
You can probably get a 2015 F150 for $390 per month if you finance it for 8 years. It's only $40 more than you have allotted. Come on man, it's a brand new Ford.
Dealers lick their chops at people like you.
Hook, line, and sinker....
Dealers lick their chops at people like you.
Hook, line, and sinker....
Posted on 5/7/15 at 7:03 am to Tiger1242
quote:
Tiger1242
With your credit score you should be able to get a really good rate on a used car. I think 2.0% at a credit union or so, but a small difference in rate isnt going to make a difference on a small car loan.
If you want a 60 month term at 2%, you are looking at $350. per month for a 20k loan.
So, whatever you can get for 20k
This post was edited on 5/7/15 at 7:04 am
Posted on 5/7/15 at 7:03 am to CootDisCootDat
Yea too bad for you I'm not an idiot, I'm sure the used car lot you work at will be okay without me
Posted on 5/7/15 at 7:04 am to Tiger1242
Im sure you can finance a Corvette for $350 a month pretty easily.
Posted on 5/7/15 at 7:07 am to Tiger1242
quote:
Yea too bad for you I'm not an idiot, I'm sure the used car lot you work at will be okay without me
Well, he's right. People that walk into a dealership and say "I only want to pay X amount per month" are lame ducks. They are a layup because the dealerships can make the numbers appear better than what they really are. If you say $350, theyll sell you a 40k+ car for $350 a month.
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