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Started By
Message
re: Questions on Leasing a Vehicle
Posted on 3/6/14 at 1:49 pm to LSUfan4444
Posted on 3/6/14 at 1:49 pm to LSUfan4444
quote:
That's absurd.
It's actually entirely correct.
quote:
Buying a $40k infiniti isn't an option.
Too bad that is exactly what he was talking about when you misinterpreted what you read.
quote:
His options are leasing a car, or buying a car, not what is the best way to obtain the Infiniti G37. The money is finite, but the choice is the best way to spend the $15k over three years.
Wrong again. Good job though.
Posted on 3/6/14 at 1:50 pm to deNYEd
quote:
you can get a 2012 G37AWD for 22k.
put down the 5k and finance 17k and you would still be in a better position. Truth be told if you can't afford something don't reach for it
What am I looking at monthly if I financed $17k?
Posted on 3/6/14 at 1:51 pm to Corkfather
quote:
I take home more than $1500 a week, not every two weeks, every week
you keep bragging about your pay check, but you don't have enough money to buy a car. Kind of funny to me.
Posted on 3/6/14 at 1:51 pm to Corkfather
quote:
What am I looking at monthly if I financed $17k?
depends on terms, but you could prob do a 5 yr and get to your number but just pay off fast as possible
Posted on 3/6/14 at 1:52 pm to LNCHBOX
quote:
No one is going to tell you what you want to hear, so I will. Drive what you want. If you're ok with the mileage limits, go ahead and lease whatever you want. A lot of these Dave Ramsey drones don't realize that some people derive enjoyment and value out if driving a nice car instead f the cheapest reliable shitbox to get from point A to B.
I agree. If you are happy with the idea of leasing then do it. For any financial decision you can find a million reasons not to do it.
I'm leasing my next vehicle and I hear the same thing from people. A lot of people just don't get it because they aren't in situations where they can make decisions simply for themselves. I'm single with a decent salary and I don't put a ton of miles on my car. If I had a wife, kids and needed to work the shite out of my vehicle then buying it would make a ton more sense.
I want to get a very nice car and enjoy it when I'm driving it. I've accomplished a lot in my life and I deserve it. What good is sitting on a shitpile of money when you're in a nursing home and you can't even keep from drooling?
At some point, life is about enjoying it, not about delayed gratification all the fricking time. I could get a bicycle if I wanted to make the best financial decision for myself.
This post was edited on 3/6/14 at 1:58 pm
Posted on 3/6/14 at 1:53 pm to LNCHBOX
FYI, the type of car is irrelevant. If I can afford something nicer then why not?
Posted on 3/6/14 at 1:53 pm to Jack Bauers HnK
quote:
Your prius will lose more value in the first 3 years than in the next three years. If you have the finances to afford that, great. But if you had bought a 3 year old Prius and driven it for the same amount of time, what could you have purchased with the difference you would have saved in depreciation? That difference is the premium you paid to drive a brand new prius. There's no morality to it, just economic reality. If that cost was worth it to you, then it was the right purchase for you.
If I bought a three year old one it also would be almost entirely out of warranty and potentially have been absurd and neglected by the previous owner. Economics isn't the only factor in these purchases for some people.
Posted on 3/6/14 at 1:54 pm to ljd4662
quote:
you keep bragging about your pay check, but you don't have enough money to buy a car. Kind of funny to me.
You just skimmed over the part about the $10k in cash huh?
And I'm not bragging. Finances is one of the main talking points when considering a vehicle purchase. If you mad go jerk off or something, you'll feel better for a short while.
This post was edited on 3/6/14 at 1:55 pm
Posted on 3/6/14 at 1:54 pm to ljd4662
quote:
you keep bragging about your pay check, but you don't have enough money to buy a car. Kind of funny to me.
Maybe he just graduated recently or just started the job. I know that's a really off the beaten path thought process though.
This post was edited on 3/6/14 at 1:55 pm
Posted on 3/6/14 at 1:56 pm to Corkfather
quote:
What am I looking at monthly if I financed $17k?
Over 4 years, 3% APR, probably under $400/month
Posted on 3/6/14 at 1:56 pm to deNYEd
People that have long commutes and like 50 miles per gallon while having the space of a midsize vehicle?
Don't worry, I have an f150 and a Yamaha R6 for when someone challenges my manhood based on vehicles
Don't worry, I have an f150 and a Yamaha R6 for when someone challenges my manhood based on vehicles
Posted on 3/6/14 at 1:56 pm to LNCHBOX
quote:
Maybe he just graduated recently or just started the job. I know that's a really off the beaten path thought process though.
Started in December, paid off some debt and redid the wardrobe to be more business appropriate. Back in the black.
Posted on 3/6/14 at 1:59 pm to deNYEd
OMG you're so funny. Implying Kenner is trashy huh? You know what isn't trashy... Nvm, don't feel like getting banned.
Posted on 3/6/14 at 2:00 pm to Corkfather
Out of curiosity, what do you do that pulls in that much right out of college?
Posted on 3/6/14 at 2:01 pm to deNYEd
quote:
find it funny you even failed trying to save money LINK
Smart people don't buy Prius's because they are saving money. As far as saving the environment goes, isn't the process of manufacturing the batteries a pretty dirty one?
Posted on 3/6/14 at 2:01 pm to deNYEd
Yea, our Prius cost just as much as any other gas sedan would have with the space and options it has. I know how to crunch numbers thogh, so thanks for the link that doesn't apply.
Posted on 3/6/14 at 2:02 pm to Corkfather
The reasons you will hear alot of the same criticisms is because they are real, and consistent.
Wealthy people make alot of bad financial decisions all the time and have alot of money budgeted for luxurious purchases and spending. They also make alot of smart financial decisions, but rest assured, very few people becamee wealthy by making more bad decisions than good.
In the end, you have to value how and where you want to spend your money. Want to invest in an Alpaka Farm, fine but if you ask for feedback be prepared to hear the criticisms.
Wealthy people make alot of bad financial decisions all the time and have alot of money budgeted for luxurious purchases and spending. They also make alot of smart financial decisions, but rest assured, very few people becamee wealthy by making more bad decisions than good.
In the end, you have to value how and where you want to spend your money. Want to invest in an Alpaka Farm, fine but if you ask for feedback be prepared to hear the criticisms.
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