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Started By
Message
Just bought a new car and need a little advice.
Posted on 12/2/14 at 7:21 pm
Posted on 12/2/14 at 7:21 pm
So when I went to the dealer, I had my trade in. The trade in is paid off.
I did not have the title with me because I never got it. I DID have with me a lien release letter from the bank saying the car is paid in full, etc...
I have done this same thing before, 10 years ago at this same dealer with no issue.
I asked the dealer if that would be a problem. They said no, so we did the deal and I got my new car. I got a really good price on it, my trade, and a great interest rate. Essentially got everything I wanted out of the deal.
Now a week later they are calling and bugging me asking me to get the title for my trade in for them.
I pretty much feel like I should be able to tell them to frick off. You told me it wouldn't be a problem, you take your arse to the DMV with the lien letter and bill of sale and request a lost title.
What says the OT about this situation?
:NB4BuyingANewCarIsAWasteOfMoney:
I did not have the title with me because I never got it. I DID have with me a lien release letter from the bank saying the car is paid in full, etc...
I have done this same thing before, 10 years ago at this same dealer with no issue.
I asked the dealer if that would be a problem. They said no, so we did the deal and I got my new car. I got a really good price on it, my trade, and a great interest rate. Essentially got everything I wanted out of the deal.
Now a week later they are calling and bugging me asking me to get the title for my trade in for them.
I pretty much feel like I should be able to tell them to frick off. You told me it wouldn't be a problem, you take your arse to the DMV with the lien letter and bill of sale and request a lost title.
What says the OT about this situation?
:NB4BuyingANewCarIsAWasteOfMoney:
15
Posted on 12/2/14 at 7:23 pm to SG_Geaux
I say I would want the title in my hand and then signed over to the next owner by me...may not be necessary at all, but that is just the way I operate...
Posted on 12/2/14 at 7:25 pm to SG_Geaux
The bank holds the title until the loan is paid. Ask them to send it to you.
Posted on 12/2/14 at 7:26 pm to SG_Geaux
Whatever is in the K determines if you can tell them to F off or not. If you producing the title is in the K then you can't tell them to F off no matter what they told you at that time.
You can still get a title from a title firm. It will cost you around $30 or so.
You can still get a title from a title firm. It will cost you around $30 or so.
Posted on 12/2/14 at 7:27 pm to Karnac
quote:
The bank holds the title until the loan is paid. Ask them to send it to you.
I called the bank. They said that in Louisiana, the title has to come from the DMV, and that I can get it by going down there in person with the lien release letter. I feel like the dealer should be able to do the same thing with letter and the bill of sale, and that they just want me to do their work for them. Like I said, I did this same thing with this dealer 10 years ago and had no issue at all.
This post was edited on 12/2/14 at 7:28 pm
Posted on 12/2/14 at 7:27 pm to SG_Geaux
It's their problem now. They sold you the car. Now they want you to do the leg work to get the title. They have all the materials they need to get it themselves.
Tell them to frick off. They made the deal already.
Tell them to frick off. They made the deal already.
Posted on 12/2/14 at 7:27 pm to SG_Geaux
Bank should have sent you the title. Surprised you never asked for it when the lien was paid off. Don't be a dick, get it from the bank
Posted on 12/2/14 at 7:28 pm to SG_Geaux
quote:
They said that in Louisiana, the title has to come from the DMV,
I have always had mine mailed to me by the banking institution when it was paid off.
Posted on 12/2/14 at 7:28 pm to Grizzley
quote:
Tell them to frick off. They made the deal already.
I would imagine some sort of good faith clause would disagree with this.
Posted on 12/2/14 at 7:28 pm to fightin tigers
Me too
Posted on 12/2/14 at 7:29 pm to HeadyMurphey
quote:
Bank should have sent you the title. Surprised you never asked for it when the lien was paid off. Don't be a dick, get it from the bank
See my comment above about what the bank said.
Posted on 12/2/14 at 7:29 pm to SG_Geaux
If your car is brand-new, as in you are the first and only owner then I'd say congrats on buying one of the quickest depreciating assets readily available to the typical American consumer.
Hopefully you paid cash or only financed it for a short period of time
Hopefully you paid cash or only financed it for a short period of time
This post was edited on 12/2/14 at 7:32 pm
Posted on 12/2/14 at 7:30 pm to SG_Geaux
quote:
See my comment above about what the bank said.
I would talk to someone else at the bank. Who was holding the title the whole time? You know it is a real document and not just made up?
Posted on 12/2/14 at 7:31 pm to fightin tigers
quote:
would imagine some sort of good faith clause would disagree with this.
Good faith? They told the guy it was a "no issue" and they continued with the deal. Now they are testing to see if he will do THEIR work.
Posted on 12/2/14 at 7:31 pm to HoustonGumbeauxGuy
quote:
I'd say congrats on buying one of the quickest depreciating assets readily available to the typical American consumer.
You're fricking stupid.
Posted on 12/2/14 at 7:31 pm to HoustonGumbeauxGuy
quote:
Hopefully you paid cash or only financed it for a short period of time
Why? If you have a bottom dollar interest rate you would be a moron to tie up your own cash instead of letting it earn for you
quote:
I'd say congrats on buying one of the quickest depreciating assets readily available to the typical American consumer.
Pussy is faster.
Posted on 12/2/14 at 7:32 pm to fightin tigers
quote:
I would talk to someone else at the bank.
Already done that. They said I just need to take the lien release to the DMV to get the title. I feel like the dealer should be able to do the same thing based on this...
quote:
Please note, the following parties are allowed to request a duplicate title:
The last registered owner of the vehicle.
A person granted power of attorney for the last registered owner.
A curator for the last registered owner if he or she is determined to be interdicted and thus incapable of handling the transaction.
A bankruptcy trustee.
The recorded lienholder for the vehicle.
A representative for a corporation that has a legitimate interest in the vehicle.
This post was edited on 12/2/14 at 7:34 pm
Posted on 12/2/14 at 7:32 pm to SG_Geaux
They probably destroyed it already and don't want to deal with it
Posted on 12/2/14 at 7:32 pm to Grizzley
quote:
They told the guy it was a "no issue" and they continued with the deal. Now they are testing to see if he will do THEIR work.
As long as he got the "no issue" in writing it isn't a problem. No way a car salesman/financer lies.
This post was edited on 12/2/14 at 7:33 pm
Posted on 12/2/14 at 7:33 pm to SG_Geaux
Tell them you'll give them power of atty to get title. They have a form.
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