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Started By
Message
HVAC - Financing
Posted on 8/25/23 at 4:49 pm
Posted on 8/25/23 at 4:49 pm
Have you ever known anyone that financed an HVAC system?
You don’t have to admit it but I’m curious?
You don’t have to admit it but I’m curious?
43
Posted on 8/25/23 at 4:49 pm to Tempratt
Dont a lot of places offer 0% financing?
They build that into the price
They build that into the price
Posted on 8/25/23 at 4:50 pm to Tempratt
I would guess anyone who has bought a new home has done so.
Posted on 8/25/23 at 4:50 pm to Tempratt
Know a guy that works for an HVAC company and they do a ton of financed projects. Not many people can come out of pocket $12,000 if their system needs to be replaced.
Posted on 8/25/23 at 4:53 pm to Tempratt
My brother in law did. Had to replace his AC to the tune of 10k. He never has cash or savings so he financed it.
Posted on 8/25/23 at 4:54 pm to Drunken Crawfish
I’m gonna need one by next summer. Mine is under-endowed. I have a coworker that dropped 15k on a new 5 ton and his house is 56 degrees in this he’ll heat.
His also is NG so that increases cost.
Our house was new and we bought it in 2006. So it’s near time.
I also don’t want to spend that much on cash.
His also is NG so that increases cost.
Our house was new and we bought it in 2006. So it’s near time.
I also don’t want to spend that much on cash.
This post was edited on 8/25/23 at 4:57 pm
Posted on 8/25/23 at 4:54 pm to Tempratt
Yeah I took a 0% on an all new unit in our rental.
Posted on 8/25/23 at 4:54 pm to Tempratt
Maybe a home equity line of credit is an option as well. Comes in handy for this type of expense.
Posted on 8/25/23 at 4:54 pm to Tempratt
Most places have 0% interest financing, you'd actually be stupid not to take advantage of a free loan.
Posted on 8/25/23 at 4:57 pm to Tempratt
My unit is 14 years old and I was informed it was not working today. Praying it's a capacitor, because I don't have 12k or anywhere near that at the moment.
This post was edited on 8/25/23 at 4:58 pm
Posted on 8/25/23 at 4:59 pm to Tempratt
Power companies used to offer replacement programs with financing if you switch to a high efficiency model. DEMCO was partnered with Trane.
Posted on 8/25/23 at 4:59 pm to Tempratt
quote:
Have you ever known anyone that financed an HVAC system?
in the past it wasnt needed
a 4 ton system in 2001 with all new everything was around $4k
but now, that same 4 ton system in 2023 is almost $12-15k
This post was edited on 8/25/23 at 5:00 pm
Posted on 8/25/23 at 4:59 pm to Tempratt
I had to do one, was 0%
Posted on 8/25/23 at 5:00 pm to fr33manator
A gekko took out the capacitor on ours. It was only $180 so we got off easy.
This post was edited on 8/26/23 at 8:10 am
Posted on 8/25/23 at 5:01 pm to fr33manator
quote:
I don't have 12k or anywhere near that at the moment.
Same. And my guess is contrary to what the average user on the OT claims, neither do they.
Posted on 8/25/23 at 5:01 pm to Btrtigerfan
quote:
Power companies used to offer replacement programs with financing if you switch to a high efficiency model. DEMCO was partnered with Trane.
Doesn’t that give the power company access to restrict usage at their behest.
Posted on 8/25/23 at 5:02 pm to Tempratt
And those are $25 on Amazon. Order one and have it lying around
Posted on 8/25/23 at 5:03 pm to Tempratt
I did with Surgies 24 months interest free complete Trane System
Posted on 8/25/23 at 5:08 pm to Tempratt
No, but I work with a guy who financed a Traeger grill.
Posted on 8/25/23 at 5:09 pm to Tempratt
I did it. $43k total gut job and the 0% financing option was the exact same price as cash lump sum. Made zero sense to pay it immediately. The money sits in an account earning interest and comes out each month to pay the note.
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