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re: How much is too much to have a dead tree cut down and removed?

Posted on 7/8/16 at 2:17 pm to
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
30134 posts
Posted on 7/8/16 at 2:17 pm to
Paid around a grand to get an old tree cut down, stump ground and everything removed. So $800 sounds about right. Where are you located?
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
30134 posts
Posted on 7/8/16 at 2:23 pm to
quote:

Based on what?



I you know it poses a hazard and do nothing to mitigate it, they can deny the claim. They have to show you knew, so maybe "get wind" wasn't the appropriate phrase. It usually doesn't come into play in everyday life. Odds are, the only time it'll happen is if an adjuster goes to your house for another item and notices an issue. They will notify you if they see that, though.
Posted by lsufan112001
sportsmans paradise
Member since Oct 2006
10699 posts
Posted on 7/8/16 at 2:27 pm to
where do you live GetCocky?
Posted by LSU82BILL
Fort Lauderdale, FL
Member since Sep 2006
10312 posts
Posted on 7/8/16 at 2:27 pm to
Well, denying the claim is one thing. Proving you knew it was a hazard is another.
Posted by Langland
Trumplandia
Member since Apr 2014
15382 posts
Posted on 7/8/16 at 2:39 pm to
I trust you can do it yourself.

Posted by mdomingue
Lafayette, LA
Member since Nov 2010
30134 posts
Posted on 7/8/16 at 2:39 pm to
True, but once denied, your responses are dictated by the policy so you could file whatever type of protest with the company that is allowed but I wouldn't expect they would change the denial. Then your option would be to sue them. Then they would likely ask in a deposition if you had gotten an estimate on getting the tree taken down or had an arborist there, etc.

All they need is preponderance in a civil case. Now if no one told you it was a problem or if the person who looked at your tree said it had several more years or its still good, you're off the hook obviously. It's not likely to happen, I guess, if an agent/adjuster hasn't been to your house recently or if you have a real douchbag neighbor.
Posted by WhiteBear
Member since Jun 2016
120 posts
Posted on 7/8/16 at 2:41 pm to
Auburn had to have a couple removed recently. May want to reach out to them and see what they paid.
Posted by CHSBears
Baton Rouge
Member since Aug 2007
778 posts
Posted on 7/8/16 at 2:54 pm to
Around 70/80 ft red oak, fell into my yard. Under power, phone and cable lines. Tree contractor took two days and had to use a crane. The first 20/25 feet it was about 4 1/2 to 5 feet in diameter. Insurance agreed to $8500.00. Finished this Wednesday. Now get to replace 160 lf of chain link fence and fix my detached shed.
Posted by LSU82BILL
Fort Lauderdale, FL
Member since Sep 2006
10312 posts
Posted on 7/8/16 at 4:57 pm to
Well in Florida, people just look you right in eye and flat out lie about what they know whether it be a recorded statement, examination under oath or a deposition. I see it every day. I've seen leaks that I know have been going on for years and and when you ask them when the first time they noticed they, tell you it was 2 days ago. I'll see a claim with roof leaks in 7-8 different rooms and the homeowner will tell you they all happened the same day. Ask them if they've ever had the roof repaired and they'll tell you no despite showing them dated satellite photos to document all of the different repairs.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
30134 posts
Posted on 7/8/16 at 5:50 pm to
I can believe that. And probably true everywhere. It's kind of a function of what lengths the company is will to go to in order to rightfully deny a claim.
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