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Curious: What type of death benefit does a slain officer's family get?

Posted on 3/24/17 at 6:32 pm
Posted by Covingtontiger77
Member since Dec 2015
10188 posts
Posted on 3/24/17 at 6:32 pm
It seems that every time an office is killed that there is always a fundraiser for the family.

Is this because the death benefits for police officers is shite?

If there were ever a need for families to be taken care of, without ever worrying about paying for the house or college it would be an officer's family.

If the life insurance benefits are not enough they should be increased until they are.

Anyone know about how much these policies pay out?

Also, shouldn't the family be entitled to full salary of the slain officer until he would have reached pension age and then the widow should also then collect pension benefits?
Posted by X123F45
Member since Apr 2015
27349 posts
Posted on 3/24/17 at 6:35 pm to
Your topic is callous.

But I agree with you.
Posted by Covingtontiger77
Member since Dec 2015
10188 posts
Posted on 3/24/17 at 6:38 pm to
Callous:
showing or having an insensitive and cruel disregard for others


I take umberage with the use of describing my post in that way. Actually I think it was quite the opposite.

I generally want to know how much. And if it's not enough that's a travesty.

Unfortunately the topic requires the verbiage that i used on my OP.

Sucks buts it's true
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17252 posts
Posted on 3/24/17 at 6:38 pm to
No amount of money is enough, and I really think that the benefits and all are really a way for the general public to pay tribute to the family more so than filling a monetary need.
Posted by Covingtontiger77
Member since Dec 2015
10188 posts
Posted on 3/24/17 at 6:40 pm to
So does the family get
Life insurance proceeds
Pension.


I'm all for the benefit thrown to raise money. I just want to make sure it's not because the families of these officers will be on the street without it.
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
18895 posts
Posted on 3/24/17 at 6:42 pm to
Serious answer to cut off the frick faces who will come in here and talk a bunch of smack. Just like soldiers, Congress some time back established a one time pay out for these families. I think the number was set at $100k. Besides that, they do receiv a pension type benefit (varies by agency) that is a portion of their salary. That being said, everyone knows that these officers get a large or even majority portion of their income from extra duty and overtime. None of that is covered. So these families don't compensate at all monetarily. Not to mention that they all seem to have a stay at home mom and multiple kids. So I don't think the fundraisers are uncalled for in the scheme of things.
Posted by Covingtontiger77
Member since Dec 2015
10188 posts
Posted on 3/24/17 at 6:45 pm to
Thank you.

Jesus, $100k in a death benefit and only percentage of their salary?!?!

THAT IS SOME bullshite RIGHT THERE.
Posted by Mung
NorCal
Member since Aug 2007
9054 posts
Posted on 3/24/17 at 6:45 pm to
Workers comp pays $100k for death during course and scope. not sure if Police are covered by that system or another.
Posted by LSU alum wannabe
Katy, TX
Member since Jan 2004
26963 posts
Posted on 3/24/17 at 6:48 pm to
I recall a buddy of mine was an ex cop. He had a turd fight with him and grab his gun as my buddy was going to draw. In the clusterfrick of hands it went off. Basically just blew everything in his pocket to shite. Lol

He spent a night in the hospital just because. And he was technically a "shot cop". He said cash started rolling in. It was well past the point of his lost wages and medical bills which were minimal. He is a decent guy so he was hit with guilt. He said it was a royal PITA to give a lot of the money back.

He made it sound like it became substantial. He took care of his expenses and couldn't bring himself to keep what he "didn't deserve".

So I can't imagine what it must be for a slain officer or a cop who is seriously injured.
Posted by MoarKilometers
Member since Apr 2015
17879 posts
Posted on 3/24/17 at 6:50 pm to
According to osha the garbage man is the most likely to die at work of the public servants. What sort of ridiculous benefits do you support for them?
Posted by phil good
Baton Rouge
Member since Aug 2013
1538 posts
Posted on 3/24/17 at 6:51 pm to
Years back when terry melancon was killed rep hunter green I think it was introduced a bill to pay surviving family members a lump sum of money if the officer/deputy was killed in the line of duty. I may be wrong but I believe it was 200-300k. Plus any children can attend a Louisiana University for free.
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 3/24/17 at 6:55 pm to
Cops buy term life like everybody else. Some more than others of course . But you would think that there would be some kind of department benefits at a higher face value than 100k. People die and leave their family destitute every day though. Not everybody is proactive.
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
18895 posts
Posted on 3/24/17 at 7:07 pm to
quote:

According to osha the garbage man is the most likely to die at work of the public servants. What sort of ridiculous benefits do you support for them?


Do you realize what a huge piece of shite you are?
Posted by airfernando
Member since Oct 2015
15248 posts
Posted on 3/24/17 at 7:16 pm to
quote:

Do you realize what a huge piece of shite you are?
the irony
Posted by Tiger Prawn
Member since Dec 2016
21856 posts
Posted on 3/24/17 at 7:19 pm to
quote:

According to osha the garbage man is the most likely to die at work of the public servants. What sort of ridiculous benefits do you support for them?


Pension + having free trash pickup
Posted by Huey Lewis
BR
Member since Oct 2013
4643 posts
Posted on 3/24/17 at 8:16 pm to
I think there's quite a bit of misinformation that floats around on this topic so hopefully this puts a few minds more at ease.

In Louisiana, the spouse->children->named beneficiary->officer's estate (in that priority order) will receive $250,000 from the state if the officer is killed in the performance of official duties. An additional $25,000 is also paid to each dependent child by the state.

For agencies that pay into the municipal police retirement system (BRPD, NOPD, etc), a slain officer's spouse receives 100% of the officer's average final pay (I believe a 3 year average, possibly 5 year average) until the spouse's death.

State Police Retirement System pays a slain officer's spouse 75% of the officer/trooper's final salary until death or until the spouse remarries if remarrying prior to age 55. If there is not a spouse, minor children receive the benefit instead.

The state-wide sheriff's office employee pension system pays the surviving spouse between 50% and 80% of the deputy's salary until death. I believe the spread is based on children i.e. 50% for spouse only, 65% for spouse +1 child, 80% for spouse +2 or more children. Without a spouse, children receive 15% per child up to 60% of the deputy's salary.

Children of slain officers are given paid-for tuition, books, fees, room and board to a state university for 4 years.

The Department of Justice PSOB program also pays the slain officer's survivors a lump sum benefit amount (currently $343,589).


Added to this would be whatever private or employer-offered life insurance coverage an officer may have.

For Lt. Anderson's situation, his spouse and children should receive approximately $650,000 or so combined lump sum benefits, 80% of his salary from the pension system, education benefits for his children, various other benefits, and hopefully additional money from personal insurance policies.

And they'd rather not have any of that and would just want him back instead.

Louisiana benefits explanation
Federal benefits explanation


ETA:

To answer your initial question about if there are fundraisers because the survivor benefits suck, I agree with Tigerpaw that the financial element of the fundraising is secondary to the show of support from the community. But that said, I imagine any additional funds definitely help with making up the difference in the officer's lost income (extra duty and overtime and so on) and probably in many cases the surviving spouse is going to lose income and have additional expenses by becoming a single parent.
This post was edited on 3/24/17 at 10:01 pm
Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 3/24/17 at 8:22 pm to
Damn. $100k ain't hardly shite. Hope he had some kind of auxiliary life insurance policy.
Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 3/24/17 at 8:27 pm to
Ok. That's much better and manageable. Still a horrible situation obviously, but just 100k would have been insane.
Posted by genuineLSUtiger
Nashville
Member since Sep 2005
72871 posts
Posted on 3/24/17 at 8:31 pm to
quote:

According to osha the garbage man is the most likely to die at work of the public servants. What sort of ridiculous benefits do you support for them?



You're a bad hombre'.
Posted by FelicianaTigerfan
Comanche County
Member since Aug 2009
26059 posts
Posted on 3/24/17 at 8:54 pm to
quote:

According to osha the garbage man is the most likely to die at work of the public servants. What sort of ridiculous benefits do you support for them?


When garbage cans start carrying guns and fighting back you might have a beginning to starting to make a point. Until then don't compare the two. Sure, cops are dumb, couldn't do anything else, blah blah. I get it. But a dumb frick that jumps on a truck for $40 a day to sling garbage and accidentally steps in traffic and gets hit by a car is a whole lot different than a cop out on a busy hwy directing traffic around and accident scene that gets hit. Or gets shot trying to take a POS into custody that is a threat to society.
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