re: Curious how much Obamacare would cost you?

Work covers it so it would not answer

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Who said they did?

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Kind of reads like you are saying they do.

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Or where you live because I don't get any subsidies. Try my zip and be jealous. AZ 85251.

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That's the high deductible health plan, but even with that, my employer puts $1200/ year in my HSA. The low deductible plan is $300/month, and you get NO contribution to HSA. Even with the low deductible, it's still $1750/year.

Yes, they do pay a large portion, along with great retirement benefits(match $ for $ up to 9%). What would hurt us under Obamacare, is our income is fairly high, I suppose is the best way to put it.

As far as I know, no, there is no plan to cease offering medical. I hope...

It depends on the state. In LA, particularly in Orleans, there isn't really a health insurance marketplace. You can choose between BCBS and one other company that I've never heard of that was way cheaper. But there aren't enough companies in the market here to make it a marketplace and drive down costs for the consumer due to competition.

My premium is $225 with no subsides. It's better coverage for less money than I had before. I don't like having to have baby having coverage, but I guess that's great for the folks who want babies, and couldn't get individual healthcare coverage for less than $700 a month with it before. And I'm sure none of the people with preexisting conditions who couldn't get individual healthcare at all aren't complaining.

That said, I'd still hugely prefer a single payer system. When I look at my mom's hospital bills it makes me want to pee. $30 for a regular Tylenol. $10 for a bandaid. And then I see what the health insurance company actually pays them. It's a huge rip off. If it weren't for the insurance companies, every single one of us on here could afford any medical procedure we needed short of a frigging heart transplant. But if I had needed a heart transplant with my prior coverage, I'd have been just as screwed because of the yearly cap on coverage. But hell when it comes down to it, I'd be willing to pay more just to keep health insurance companies out of my actual healthcare. I'd like to keep that between myself and actual healthcare practitioners, rather than a bunch of number crunchers entering in codes. And I hope if nothing else it encourages more MD's to say ef it and quit taking insurance.

The Affordable Care Act did a lot of things wrong, but giving people with preexisting conditions coverage, and doing away with the yearly and lifetime caps on coverage was a absolutely needed.

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Under Obamacare it is cheaper but with a higher deductible.

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What you are not understanding is that not only do you have a higher deductible but you also you have more cost sharing and max out of pocket with your ACA plan than with your employers plan. Your employer is paying more because you are getting a better plan.

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What you are not understanding is that not only do you have a higher deductible but you also you have more cost sharing and max out of pocket with your ACA plan than with your employers plan. Your employer is paying more because you are getting a better plan.

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Under my platinum plan my deductible is now $1000 a year, drugs are like $5 for generics, MRIs and CT scans are $250 and doctor visits are like $20! I can live with that for $236 a month! Maybe I am lucky because I am single and live where I do but for a self-employed person this is a pretty good deal...FOR NOW!

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No I was saying it matters where you live because I DONT get any subsidies. Try my zip and I bet your premium is WAY less, all other things being equal!

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Got it.

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Dude I said that in my earlier posts. I understand it perfectly. Obamacare is cheaper, but with a higher deductible.

It is up to me to decide what is better. Not you.

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I'm not trying to pick a plan for you.

You still don't understand. You are not comparing comparable plans.

Dude, I have no clue what your problem is, but I assure you I understand.

I just went to the actual website and put in my info to make an apples to apples comparison with the exact same deductible and almost the exact same out of pocket max.

It is now $3,228/year which is about the same as my employer currently pays. The co-pays are lower across the board for everything than my current plan.

The Obamacare plan is cheaper for as close to identical coverage as I can get than what my employer pays.

Still think I don't understand? You want to actually add something useful here? Because you are starting to piss me off telling me I do not understand.