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Started By
Message
Business owner insurance question
Posted on 10/4/15 at 1:12 pm
Posted on 10/4/15 at 1:12 pm
For those of you out there that have your own business, how much does it cost you to have family insurance?
This is more for the small business owners.
Thanks
This is more for the small business owners.
Thanks
Posted on 10/4/15 at 1:17 pm to Fat and Happy
What is family insurance?
Posted on 10/4/15 at 1:45 pm to Fat and Happy
You mean medical?
Age and plan deductions matter, hard to answer w/o more specifics.
Age and plan deductions matter, hard to answer w/o more specifics.
Posted on 10/4/15 at 1:52 pm to Fat and Happy
Wtf are you talking about?
Be very careful how you pay premiums for health from company funds
Be very careful how you pay premiums for health from company funds
Posted on 10/4/15 at 1:55 pm to Mr.Perfect
Medical insurance for my family
Posted on 10/4/15 at 2:09 pm to Meauxjeaux
I pretty much knew it was costly, I was just trying to get an idea of what the cost ranged at
Posted on 10/4/15 at 2:36 pm to Fat and Happy
Why are you asking in the scope of "small business owner"?
You need to discuss with your tax advisor. The IRS just changed rules about deducting as a business expense
You need to discuss with your tax advisor. The IRS just changed rules about deducting as a business expense
Posted on 10/4/15 at 2:59 pm to Fat and Happy
I'll answer. We have a small family business. The monthly premium is just under $2500. That covers 5 adults, three of them are over the age of 50. The other two are in their 20s.
Posted on 10/4/15 at 3:17 pm to VABuckeye
How much did your company cover with that $2500?
Posted on 10/4/15 at 3:45 pm to Fat and Happy
About 2 years ago my plan with Blue Cross cost around $12K per year. The monthly premium was less than that, but it was a high deductible plan which basically paid zero until deductible was met. Then, it paid 100%. I figured my monthly cost of the premium plus 1/12th of the deductible to be around $1,000.
Posted on 10/4/15 at 3:47 pm to Fat and Happy
Prepare for about 2k a month.
Posted on 10/4/15 at 3:52 pm to Fat and Happy
Family medical? I pay around 550 a month
Business GL and Auto? I pay 2200 a month
Work comp? I pay 15% of what ever payroll is a month
Business GL and Auto? I pay 2200 a month
Work comp? I pay 15% of what ever payroll is a month
Posted on 10/4/15 at 4:07 pm to Fat and Happy
Family 4 kids
700 month with 6600 deductible.
Just received letter from blue cross. Prepare for higher deductible and higher premium.
It's going to $1000 month with a $12000 deductible.
Yes 24000 a year for insurance. No I don't make a ton of money. Wife and I around $150k with 4 kids.
I'm above poor and below rich. I'm caught in the middle.
700 month with 6600 deductible.
Just received letter from blue cross. Prepare for higher deductible and higher premium.
It's going to $1000 month with a $12000 deductible.
Yes 24000 a year for insurance. No I don't make a ton of money. Wife and I around $150k with 4 kids.
I'm above poor and below rich. I'm caught in the middle.
Posted on 10/4/15 at 4:11 pm to lazcreek
Lazcreek, that's sort of what I expected. The monthly out of pocket wouldn't be too awful but the high deductible would be a punch in the junk.
Posted on 10/4/15 at 4:23 pm to Fat and Happy
So this is the Money Board now.
OK
I thought this was the O-T.
OK
I thought this was the O-T.
Posted on 10/4/15 at 4:42 pm to soccerfüt
Well the OP is giving up details like he's being water-boarded, but I think he got an answer.
Posted on 10/4/15 at 6:23 pm to VetteGuy
Vetteguy, you are quite the scholarly gentlemen. Well course, I'm not gonna give up my whole hand with that question. I gotta protect myself a little bit
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