Best company to bundle home and auto insurance?

I have a contact in London, his name is Lloyd. He can probably make you a good deal.

State Farm

I had State Farm for auto & Allstate for home. When we decided to bundle, we priced both and Allstate came out slightly cheaper for what we needed.

The cheapest route would probably be not to bundle at all

If you are in south Louisiana that is

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The cheapest route would probably be not to bundle at all

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Terrible advice. Ever heard of a Multi-line discount?

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Terrible advice. Ever heard of a Multi-line discount?

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no this sounds fascinating. Do tell us more.


State Farm 5% deductibles have fun guys.

Yes, but in Louisiana going through an independent agency for homeowners generally saves you more than any bundle discount you'd receive whether with a big name company or not

The companies offering the lowest rates in most areas of south LA for homeowners generally don't have an auto line or even a partnership with an auto company. But they are so much cheaper for the home that any discount you would receive from a bundle with another company would be inconsequential in comparison

There are some exceptions. For instance people with long standing policies with a State Farm or Allstate. That is assuming of course they didn't drop you post Katrina or raise your hurricane deductible to 5%

the 5% is a one time a year figure... whereas most Insurers have an unlimited 2 to 4 % wind and hail...... I will take a 5% Hurricane deduct and 1 % wind and hail all day long

I can assure you that many good independent companies with low rates offer a 2% calendar year deductible