re: Anyone else been paying down credit while nothing is open?

Paid down a credit card and been putting triple into investments what I was before

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yankeeundercover

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There are definitely winners and losers from the last few months. I genuinely feel badly for the people who got waylaid by all of it. I didn't have credit card debt I needed to clear, but between reduced spending and a suspension of student loan payments, I've been able to increase saving substantially.

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of student loans

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yeah the Covid National Emergency Forbarance has knocked my interest rate down to 0% and I’ve just increased my payments the last few months.

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I only use credit for emergencies or when I don’t have enough cash on hand. It has really helped me stop spending so much when I see it come out of my checking account

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Do you not like free stuff that your cash can generate?

When restaurants were closed I saved a ton of money. I’m back to normal now

We took full advantage of the college loan deferral and paid off other things.

I see no reason to aggressively pay down my student loans when it is clear the morons in my generation are going to eventually vote to "forgive" them all anyway.

Subtle 5g brag post

There ya go.....

I have 15k on a 0% card

Damned ring.

What you are doing is smart. Don’t let these trolls get you down. People with similar means should do exactly what you are doing. Pay off your debts if you can.