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What site can I use to file taxes for free?

Posted on 1/8/20 at 7:18 am
Posted by Displaced
Member since Dec 2011
32712 posts
Posted on 1/8/20 at 7:18 am
In the past I typically use turbo tax which claims to be free but is only actually free for certain filers.

Can anyone recommend a secure free filing site that won't get my identity stolen?

We are a pretty basic filing family. Standard deduction. 1 kid, hsa, dependent care fsa, retirement withholdings, etc... And we don't file state taxes as we are in Tennessee.

Nothing out of the ordinary. Tia.
Posted by BestBanker
Member since Nov 2011
17479 posts
Posted on 1/8/20 at 7:25 am to
Post office.

Mail it.
Posted by Displaced
Member since Dec 2011
32712 posts
Posted on 1/8/20 at 7:56 am to
How about somewhere where I can file online and set my refund to direct deposit.
Posted by Cowbells
USA
Member since Aug 2012
538 posts
Posted on 1/8/20 at 8:32 am to
Credit karma
Posted by notsince98
KC, MO
Member since Oct 2012
18005 posts
Posted on 1/8/20 at 8:34 am to
If you are doing standard filing with no special aspects like home office or small business, how is turbo tax online not free? Their federal filing is most definitely free but sometimes states can have a fee.
This post was edited on 1/8/20 at 8:35 am
Posted by Displaced
Member since Dec 2011
32712 posts
Posted on 1/8/20 at 8:43 am to
It is not free. They always make you buy the basic version to complete filing.

There is an interesting podcast about the "turbo tax free" scam.

reply all podcast

It's an interesting listen.
Posted by GEAUXT
Member since Nov 2007
29250 posts
Posted on 1/8/20 at 8:55 am to
Is it really worth it to save like $50?
Posted by Displaced
Member since Dec 2011
32712 posts
Posted on 1/8/20 at 9:01 am to
I assume filing on any other actually free (as in credit karma me ruined above) site is the same as using turbo tax, why pay $50 for the same free product?
Posted by BestBanker
Member since Nov 2011
17479 posts
Posted on 1/8/20 at 9:02 am to
There's a risk of identity theft with online transactions. We all recognize this as true. I have no other recs for you except:

Go to human resources today and change your W-4 filing to create another exemption or 2 so that you don't experience a tax refund and have to worry about identity theft filing for next year.

A little forward planning can solve a load of problems.
Posted by Special K
Member since Jun 2011
1101 posts
Posted on 1/8/20 at 9:13 am to
I saw a commercial for H&R Block being free online but haven’t looked into it all and have always heard bad things about them
Posted by DWaginHTown
Houston, TX
Member since Jan 2006
9860 posts
Posted on 1/8/20 at 9:20 am to
Taxact
Posted by notsince98
KC, MO
Member since Oct 2012
18005 posts
Posted on 1/8/20 at 9:33 am to
quote:

It is not free. They always make you buy the basic version to complete filing.

There is an interesting podcast about the "turbo tax free" scam.

reply all podcast

It's an interesting listen.


are you sure people aren't confusing "free to file" vs "free to start?"

Only the basic free online version is free to file. All the others are free to start but then you must pay for the package to file. I have searched for articles on this "scam" and all I find are that it is free and simple to use for basic returns.
Posted by notsince98
KC, MO
Member since Oct 2012
18005 posts
Posted on 1/8/20 at 9:36 am to
I think there are many free efile options including:
- turbo tax
- H&R block
- Taxact
- TaxSlayer
- freetaxusa
- efile.com

etc.
Posted by Ham Malone
Member since Nov 2010
2512 posts
Posted on 1/8/20 at 9:53 am to
I’ve used credit karma the last few years and it’s been free for federal and state. I plan to do so again this year, it’s a good interface and my taxes are at the same level of complication as yours.
Posted by Blastoise
Seattle, WA
Member since Feb 2010
1783 posts
Posted on 1/8/20 at 9:56 am to
I've used freetaxusa.com for the last 5-6 years. Works well for basic filling. Small fee for State filling but free federal
Posted by lsujro
north of the wall
Member since Jul 2007
3921 posts
Posted on 1/8/20 at 10:31 am to
I have used FreeTaxUSA for years with no problem. Pretty good UI, and it will keep your info from last year and prefill most of the form for you. Really pleased with it.

ETA: State is $10. Federal is free.
This post was edited on 1/8/20 at 10:32 am
Posted by reb13
Member since May 2010
10905 posts
Posted on 1/8/20 at 11:08 am to
There was an article, in the WSJ I believe, about how Turbo Tax had a free option but made it hard to find (e.g., when you google turbo tax only the paid versions show). The IRS has made TT make it easier to find, but their counter is to make more things not free (e.g., student loan interest deduction, etc.). So if you truly have a straight forward standard deduction filing it will be free to file federal taxes on TT. My assumption is if you have almost any other one-off deduction you will have to pay. I always had to pay because I had a brokerage account.
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 1/8/20 at 12:24 pm to
quote:

. All the others are free to start but then you must pay for the package to file. I


complete lie
Posted by Weekend Warrior79
Member since Aug 2014
16415 posts
Posted on 1/8/20 at 2:46 pm to
quote:

how is turbo tax online not free?

The 1 kid makes it jump to the basic package. The same thing applies for HR Block.

As others have pointed out, the only other free site I have seen was Credit Karma. They obviously use your data to try to sell you credit cards, loan refinances....
Posted by Weekend Warrior79
Member since Aug 2014
16415 posts
Posted on 1/8/20 at 2:48 pm to
quote:

Post office. Mail it.

This was the route I went with for years. I would use TT to begin my return, then I would click the "check out your return button" and fill in the data on an online form. Drop in mail, profit.
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