Should I dispute my credit report?

leave it alone. It will hurt your average length of credit if you close a 35 year old card

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They pay it religiously and it never has a balance over $100.

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yea up until they die

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A gas card shows up that was opened when I was 9 years old. It's my parents card. Somehow the credit reporting agency and the gas company have tied it to me. They pay it religiously and it never has a balance over $100. It's such a long standing card (35+ year history) that I'm wondering if I should just leave it there and not dispute it.

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Leave it alone.

I know things have changed a slight bit from when I was a loan officer 20-ish years ago but, disputes back then were a mere footnote to the report. Literally the quoted consumer statement along the lines of "this is my parents account, not mine" would be the very last thing on the report after inquiries.

And honestly, even back then most loan officers were too damn lazy to read that far down. Lenders were lucky if their people noted how many inquiries in the last 90 days (that 90 days was soooo hard to figure out, what with some months 30 and others 31, don't even get me started on February lol). With the proliferation of reliance on credit scoring, pretty sure loan officers are just getting lazier. Not many old school reading/interpreting LO's going on that can tell a very surprising amount of specific life info on consumers from a report.

I would look at your other cards and consider:

How badly will it affect AVERAGE age of all cards
How badly will it affect TOTAL available balance

Both of these combined probably result in about 5% of your score. They are much more worried about paying bills on time and rotating balances.

If I had to guess and this is totally a guess, if you have a decent credit score and a few other cards being used, you may only drop a few points for a short period of time. Unless you're buying a house in the next year, I wouldn't be worried about it at all.

My credit score is 808 and I have 1 credit card opened around 1998