re: Rewards credit cards...which one to go with

I just switch my primary to Barclay from Capital One a few months ago

Have AMEX Hilton Honors Platinum. $75 annual fee. But rarely pay for a hotel room. All of our monthly expenses, even some donations paid via that and pay the balance monthly, so interest rate is not an issue.

Am able to give free rooms to my kids when they travel at times, also.

I currently have a Chase Freedom. Any reason why I should supplement it with something other than a Sapphire Preferred for my next card?

CSP or Ink... Just depends on where you spend more money

Then CSP. An ungodly percentage of my spending goes to eating out

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Can anyone sign up for the ink card?


Is there something I have to mislead them about?

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My understanding is that you just put your SS# rather than your Federal Tax ID. I have never applied for a business card

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From what I've been told, unless you have a tax ID#, you'll likely need to call the reconsideration line. They'll ask why you need this card. You'll need to have some kind of answer for them, i.e. I'm doing X on the side and want to keep my personal and business expenses separate.

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Ya, basically that you are a sole proprietorship or what have you.

how do yall like the barclay arrival MC? thinking about signing up for one.

I've read they waive the $89 annual fee if you spend 4k a year. that's pretty easy to spend in a year.

TIA

Thanks for the info. Chase said they would double my points to 50000 and all I would need to spend is another $1000. So after that I should have two round trip tickets for free. Cool.