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Reading home insurance policy and declarations = eating broken glass!

Posted on 1/20/16 at 6:57 pm
Posted by BayouSizzle
New Orleans
Member since Jan 2016
316 posts
Posted on 1/20/16 at 6:57 pm
I tried to make myself sit down and read every page. It did not happen.

All the change language to the base policy alone is mind numbing.

I got the major things well understood (eg, deductibles, major coverages and exceptions - flood, mold, etc; )

But all the ins / outs, nope.

Am I alone?

Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17261 posts
Posted on 1/20/16 at 7:03 pm to
All insurance policies are like that, full of shite that makes no sense to you when you buy it, but when you make a claim they say "oh, well If you look at page 757 section 3:8,;-7 you will see that your issue was specifically excluded"
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 1/20/16 at 8:18 pm to
Like anything, it's easy if you understand what you are looking for.

I felt your pain a few years ago, now they are second nature
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