May have something to do with those "historical" losses....and it is entirely possible that a merger would actually increase access to a larger product/service set...etc.
I wouldn't kill it just to kill it.
Their rates on 12, 24 & 36 month CD's are worse than ours. Their interest rates on their checking accounts is 1.26 vs. 1.21 from what I saw in the e-mail.
They keep telling us that MSFCU is financially sound and that this will do nothing but make us even moreso. If we're sound and I'm okay with the product offerings, and the shareholders have also agreed, then why the need to come back again when you've already heard our answer?
Are you in it for something else maybe? Or perhaps are things less sound than you want them to appear?
ETA: that last sentence is meant to refer to the Board Members of the CU. Not you!
This post was edited on 11/7 at 4:23 pm