I worked for a company for 6 years, quit 5 years ago. I get this letter stating I can take all of my benefits now for some reason. I don't question that, I question what they say I will be paid if I don't do anything. They estimate my monthly payment in 2039 to be $324/mo. They would really pay me 325/mo when I hit retirement age just for working 6 years at their company? Hard to believe.
Lump sum is $8700, which I'm sure would be taxed to the hilt.
How do companies make it with all of this burden? They must have a ton of people who worked there 6 years. I can't imagine what it would have been after 30 years of service.
ETA: Oh, and advice?
This post was edited on 11/15 at 6:19 pm