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How much do you pay in car insurance? (Louisiana residents)

Posted on 1/5/15 at 2:36 pm
Posted by PurpleNGoldFan
Member since Sep 2012
1514 posts
Posted on 1/5/15 at 2:36 pm
More than I expected when I went somewhere. Worst rates in the country apparently.
Posted by tysonslefthook
Near Baton Rouge
Member since Apr 2014
1218 posts
Posted on 1/5/15 at 2:47 pm to
$127 a month for full insurance
Posted by Coach Guidry
Member since Nov 2007
2333 posts
Posted on 1/5/15 at 3:08 pm to
149/month.

Full Coverage/Uninsured/etc...
Posted by tysonslefthook
Near Baton Rouge
Member since Apr 2014
1218 posts
Posted on 1/5/15 at 3:18 pm to
quote:

149/month


Bout what I was paying before I switched insurers back in August
Posted by thatguy777
br
Member since Feb 2007
2386 posts
Posted on 1/5/15 at 3:20 pm to
107 for full coverage. Geico.
500 deductible
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37109 posts
Posted on 1/5/15 at 3:29 pm to
Rates in certain parishes in LA are absolutely awful.

We have a 9 year old Honda Civic and a 6 year old Dodge Grand Caravan, both paid off, carry full coverage on both with a $500 deductible, and pay $240/month.
Posted by yellowfin
Coastal Bar
Member since May 2006
97647 posts
Posted on 1/5/15 at 3:48 pm to
$150 a month for 2 vehicles
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
8526 posts
Posted on 1/5/15 at 3:54 pm to
quote:

9 year old Honda Civic


Probably not worth carrying full coverage on, but that's a different story for a different thread.

Full coverage on a Cadillac Escalade & F-150- $275/month, $500 deductible.
Posted by PurpleNGoldFan
Member since Sep 2012
1514 posts
Posted on 1/5/15 at 4:16 pm to
The rate I was quoted by Allstate is much higher than what y'all are paying. What gives?
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 1/5/15 at 6:19 pm to
You need these posters to tell you their liability limits and whether or not they are carrying uninsured motorist.
Posted by southernelite
Dallas
Member since Sep 2009
53177 posts
Posted on 1/5/15 at 6:23 pm to
$240


2014 Jeep Cherokee
2002 Chevrolet Tahoe

Full coverage
Posted by ell_13
Member since Apr 2013
85043 posts
Posted on 1/5/15 at 6:26 pm to
133/month for 2 cars. Full coverage. $500 deductible. Geico.

2010 Prius
2012 CR-V
Posted by Ex-Popcorn
Member since Nov 2005
2132 posts
Posted on 1/5/15 at 6:50 pm to
What does "full coverage" mean?

If you hit another car and cause bodily injury, what is the full coverage you are paying for?
Posted by saderade
America's City
Member since Jul 2005
25739 posts
Posted on 1/5/15 at 6:54 pm to
I am currently paying $280 for a 9 year old truck and a 12 year old 4 Runner in Orleans Parish with State Farm but I'm changing companies and got a quote for half of that price.
Posted by jacquespene8
Nashville, TN
Member since Sep 2007
4144 posts
Posted on 1/5/15 at 7:06 pm to
When I recently moved from Baton Rouge to Tennessee, my car insurance went from $205/month to 115/month for two cars, same full coverage.
Posted by yellowfin
Coastal Bar
Member since May 2006
97647 posts
Posted on 1/5/15 at 7:16 pm to
Mine went up from lafayette to Houston

Down from houston to Katy
Then down again from Katy back to lafayette.

All with State Farm...same plan
Posted by 756
Member since Sep 2004
14874 posts
Posted on 1/5/15 at 8:31 pm to
none of this means anything unless you quote your coverage
10/20
50/100
100/300
and deductible

etc

Posted by PurpleNGoldFan
Member since Sep 2012
1514 posts
Posted on 1/5/15 at 9:43 pm to
I believe the coverage I was quoted was

50/100
50
50/100

I'm not going the minimum, I drive a lot for work and have uninsured motorist.

quote was 180.
Posted by yellowfin
Coastal Bar
Member since May 2006
97647 posts
Posted on 1/6/15 at 5:50 am to
100/300

1k deductible
Posted by DawgCountry
Great State of GA
Member since Sep 2012
30557 posts
Posted on 1/6/15 at 6:57 am to
$120 a month for 2 cars
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