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LNCHBOX
LSU Fan
70001
Member since Jun 2009
27187 posts
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How does this new car deal look to everyone?

I'm in negotiations to buy a Prius for my fiancee, and would like to know how I'm doing. This is for a 2013 Prius Persona Series.

MSRP $28,549.00
Selling Price $27,000.00
Sales Tax @ 9% (EBR) $2,430.00
Title Fees $44.50
License Fee $54.00

No dealer fees of any kind. What says the MB?

ETA: Financing at 0% for 5 years as well.
This post was edited on 5/6 at 2:00 pm



dewster
Vanderbilt Fan
Pittsburgh
Member since Aug 2006
10138 posts

re: How does this new car deal look to everyone?
They were selling Prius and Prius V models in my area for $2500 off MSRP when we were car shopping in April.

I'm sure you can do better than what you have posted.


LNCHBOX
LSU Fan
70001
Member since Jun 2009
27187 posts
Online

re: How does this new car deal look to everyone?
quote:

They were selling Prius and Prius V models in my area for $2500 off MSRP when we were car shopping in April.


April had a bigger rebate that I unfortunately missed out on. Right now the Toyota offers are 0% for 5 years or $1000 rebate. The 0% is a no brainer on that one.


mglsu21
LSU Fan
Prairieville
Member since Jun 2012
907 posts

re: How does this new car deal look to everyone?
quote:

April had a bigger rebate that I unfortunately missed out on. Right now the Toyota offers are 0% for 5 years or $1000 rebate. The 0% is a no brainer on that one.


So basically you are getting the same deal as the $2500 off with normally financing. Actually a better deal unless you would be able to get 1.5% on your own.

Looks like a solid deal to me.


LNCHBOX
LSU Fan
70001
Member since Jun 2009
27187 posts
Online

re: How does this new car deal look to everyone?
quote:

So basically you are getting the same deal as the $2500 off with normally financing. Actually a better deal unless you would be able to get 1.5% on your own.

Looks like a solid deal to me.


I am curious as to what the rate would be if I took the rebate instead. It would need to be 1.3 to break even on the interest rate versus the $1000 rebate, which I doubt they'd beat.


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reb13
Ole Miss Fan
Oxford, MS
Member since May 2010
10277 posts

re: How does this new car deal look to everyone?
Not sure about the persona series exactly but USAA buying service is saying for a 27500 msrp Prius the target price is 24500. I think you can do better.


mglsu21
LSU Fan
Prairieville
Member since Jun 2012
907 posts

re: How does this new car deal look to everyone?
quote:

Not sure about the persona series exactly but USAA buying service is saying for a 27500 msrp Prius the target price is 24500. I think you can do better.


Yes but the buying service is factoring in a $1,000 rebate not the 0% financing. So they are saying he could do $451 better.
This post was edited on 5/6 at 3:06 pm


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TDsngumbo
LSU Fan
Member since Oct 2011
7104 posts

re: How does this new car deal look to everyone?
Only $1,549 off of MSRP? I'm thinking you can do better elsewhere. You can get it cheaper elsewhere with a higher interest rate. Pay it off in 2.5 years and save a ton of interest. This way, your true APR is much lower than whatever the dealer gives you.
Also consider the higher cost of a Prius. I hear that they're more expensive to take care of over time. Unless your fiancee drives 700 or more miles a week, I don't think the higher gas mileage would be worth the higher cost. Get her a Civic or Accord for thousands cheaper and you'll still have a very nice and dependable vehicle for her.



FTR: I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.
This post was edited on 5/6 at 4:31 pm


LNCHBOX
LSU Fan
70001
Member since Jun 2009
27187 posts
Online

re: How does this new car deal look to everyone?
quote:

Only $1,549 off of MSRP? I'm thinking you can do better elsewhere.


Unless you can tell me somewhere that will beat it without factoring in a rebate, I don't think so. Any dealer that advertises a lower price has already factored in rebates into the price, plus they have ridiculous fees to add right back in.

quote:

Also consider the higher cost of a Prius.


Doesn't exist anymore. Any issue that would come up with the hybrid system is covered for 100k miles, and not since 2003 have there been issues with the hybrid system anyway.

quote:

Get her a Civic or Accord for thousands cheaper and you'll still have a very nice and dependable vehicle for her.


An Accord or Civic with nav and leather won't be thousands cheaper, and will almost cut the MPGs in half.

quote:

drives 700 or more miles a week


Gonna be pretty close. We will both be commuting from NOLA to BR for a few months, so the MPG is huge.

quote:

I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.


Not everyone can do that unfortunately, so I'll just stick with the 0% which gives no incentive for early payment.



Im4datigers
LSU Fan
Northern Virginia
Member since Oct 2003
3076 posts

re: How does this new car deal look to everyone?
quote:

FTR: I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.


Honestly right now this is pretty freaking dumb. Why double your payments on basically free money?


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756
LSU Fan
Member since Sep 2004
10876 posts

re: How does this new car deal look to everyone?
not a good deal I would not pay a dime of 25750 I would start at 25K

This is the end of the year an the new models are out soon
You should be getting a better deal

Whose the dealer?


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