So, my heating/cooling guy says that the whole system is really old and won't last much longer. He quoted me $6,500 to replace the whole thing. I'm wondering if it would be a good idea to get a home warranty in the hopes that it will break while the warranty is in effect. Has anyone had any luck with this? Is this a stupid idea?

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Posted by gobuxgo5

Member since Nov 2012

10026 posts

Posted on 2/13/17 at 9:58 am to ThermoDynamicTiger

It's an idea. Don't expect them to be replacing $6500 though. They tend to cheaply replace each individual thing as it breaks and would take you several service calls to compete the work if everything was actually failing (minus all the exclusions they'll have)

But yea it can help just know what to expect

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Posted by BeerMoney

Baton Rouge

Member since Jul 2012

8374 posts

Posted on 2/13/17 at 12:57 pm to ThermoDynamicTiger

In my non-expert experience the whole advantage of home warranties is when you're in an old/project type house and don't have the money on hand to pay for major repairs. I have a buddy who loves his. Since he's been in his home they've replaced his AC and his oven. He's not the type to save and he's not very concerned with quality. I think he's paying like $350 a year for the last 10 years.

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Posted by Fat Harry

70115

Member since Mar 2005

2212 posts

Posted on 2/13/17 at 5:29 pm to BeerMoney

I use it for an out of state rental property. I've replaced 2 package AC units and 2 water heaters. That paid for 10+ years of home warranty. They nickel and dime you big time. I wouldn't use it for my primary residence or if I had any connections to a good plumber or appliance repair person.

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