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Started By
Message
Help me find a new bank
Posted on 2/1/23 at 12:52 pm
Posted on 2/1/23 at 12:52 pm
Small business owner here. I'm with Campus Federal now and they are charging me $2 a month to send me my 2 page statement in the mail. They will not back off of this fee. I've got very few transactions maybe 12 a month at most. Looking for a new bank or credit union.
I'd like to be able to deposit business checks remotely. Campus Federal has been promising me this for years, but never came to fruition.
Much appreciated.
I'd like to be able to deposit business checks remotely. Campus Federal has been promising me this for years, but never came to fruition.
Much appreciated.
11
Posted on 2/1/23 at 1:20 pm to CajunInFL
While I'm not a business owner, I've been with Hancock Whitney for a while now. Lots of branches around, solid mobile app and little to no fees.
Posted on 2/1/23 at 1:24 pm to CajunInFL
Not sure about what all you need for your business, but I'm pretty happy with Sofi remote online banking.
2.5% interest on checking. 3.75% on Savings.
Only issues is deposting cash, but I have a brick and mortar savings account for that.
Whatever you do, I would look at online banks.
2.5% interest on checking. 3.75% on Savings.
Only issues is deposting cash, but I have a brick and mortar savings account for that.
Whatever you do, I would look at online banks.
This post was edited on 2/1/23 at 1:29 pm
Posted on 2/1/23 at 1:35 pm to NATidefan
So there is no limit on remote check deposits?
Posted on 2/1/23 at 1:41 pm to CajunInFL
This is what it says, I can't seem to find how they determine how much you can deposit. But seems to be based on risk assessment???
Might want to just call them.
LINK
Might want to just call them.
quote:
We have a daily cumulative limit ranging from $2,000.00 to $100,000.00, and a cumulative calendar monthly limit ranging from $5,000.00 to $200,000.00.
Please note that depending on our assessment of your account, your limits may change.
LINK
This post was edited on 2/1/23 at 1:42 pm
Posted on 2/1/23 at 1:49 pm to NATidefan
Yeah, I've been on the phone for 5 minutes trying to navigate to speak to someone. Not much luck. I think I need something a little more concrete!
Thanks!!
Thanks!!
Posted on 2/1/23 at 1:49 pm to CajunInFL
I just looked, mine is 100,000.00 daily. I didn't do anything special to earn that. So that's probably what they start it at and then go down if you have something that doesn't clear, etc.
Posted on 2/1/23 at 1:52 pm to CajunInFL
Understood, check depositing wasn't high up on my list of importance as long as I could do it, lol
Posted on 2/1/23 at 10:01 pm to CajunInFL
Campus Federal is horrible, but better than Neighbors...
I use Capital One for personal because they are just easy to use. I think I would look at EFCU if I was looking for a new business account. We do some personal stuff with special needs there and they are great.
I use Capital One for personal because they are just easy to use. I think I would look at EFCU if I was looking for a new business account. We do some personal stuff with special needs there and they are great.
Posted on 2/1/23 at 10:09 pm to armsdealer
I am commercial banker for a community bank. I maybe able to help you if you have so few transactions. We have several branches in Baton Rouge and are small business friendly.
Posted on 2/2/23 at 9:25 am to soupboy10
I'm Cap One but seeing alot of B1 Bank branches popping up.
Any intel on B1 Bank?
Any intel on B1 Bank?
Posted on 2/2/23 at 1:16 pm to CajunInFL
I have a secondary account with Pelican State Credit Union. They seem to be popular and have good reviews
Posted on 2/2/23 at 1:23 pm to armsdealer
Check out EFCU Financial.
Posted on 2/2/23 at 1:28 pm to CajunInFL
For the record, where are you located?
Posted on 2/2/23 at 1:32 pm to ItzMe1972
Baton Rouge, Webb park area
Posted on 2/2/23 at 1:56 pm to CajunInFL
For mobile banking, Chase is the best. Capital One is not bad.
Posted on 2/2/23 at 2:15 pm to CajunInFL
DoctorofCredit.com has a list of banks offering cash incentives for business accounts and reviews of each. May be limited options though if you need local branches.
This post was edited on 2/2/23 at 2:16 pm
Posted on 2/2/23 at 2:58 pm to CajunInFL
Why don’t you just go paperless? 
Posted on 2/2/23 at 8:35 pm to ELVIS U
My parents used Chase, when my dad passed they did everything possible to make it difficult for me to handle his safety deposit box and accounts despite me having all the legal paperwork etc. I transferred all my moms money to local bank that puts a face with a name and I can make a simple call to get things done.
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